Municipality · data to December 2025
House prices in Zutphen
Homes in Zutphen sold for an average €444,637 in 2025, up 13.5% on the year before. That is higher than in 35% of municipalities.
- Average sale price
- €444,637
- Change in a year
- +13.5%
Zutphen: +467.5% in 30 years
Average sale price per existing home, by year
- Zutphen
- Gelderland province
- Netherlands
Show the numbers
| Year | Zutphen | Gelderland province | Netherlands |
|---|---|---|---|
| 2025 | €444,637 | €479,542 | €479,527 |
| 2024 | €391,686 | €446,181 | €450,985 |
| 2023 | €365,571 | €413,316 | €416,153 |
| 2022 | €375,805 | €422,110 | €428,591 |
| 2021 | €324,899 | €379,346 | €386,714 |
| 2020 | €265,915 | €323,723 | €334,488 |
| 2019 | €266,585 | €296,243 | €307,978 |
| 2018 | €243,602 | €275,915 | €287,267 |
| 2017 | €216,826 | €255,392 | €263,295 |
| 2016 | €201,908 | €237,769 | €243,837 |
| 2015 | €200,403 | €227,324 | €230,194 |
| 2014 | €200,230 | €221,921 | €222,218 |
| 2013 | €192,342 | €215,875 | €213,353 |
| 2012 | €204,978 | €233,365 | €226,661 |
| 2011 | €223,760 | €245,088 | €240,059 |
| 2010 | €228,865 | €245,990 | €239,530 |
| 2009 | €216,423 | €247,406 | €238,259 |
| 2008 | €228,866 | €264,983 | €254,918 |
| 2007 | €228,103 | €261,513 | €248,325 |
| 2006 | €211,139 | €248,968 | €235,843 |
| 2005 | €199,267 | €236,534 | €222,706 |
| 2004 | €193,787 | €230,637 | €212,723 |
| 2003 | €189,005 | €221,397 | €204,829 |
| 2002 | €187,941 | €216,950 | €199,752 |
| 2001 | €181,154 | €208,459 | €188,397 |
| 2000 | €148,906 | €190,676 | €172,050 |
| 1999 | €133,156 | €161,724 | €144,778 |
| 1998 | €106,994 | €138,226 | €124,540 |
| 1997 | €97,600 | €123,558 | €113,163 |
| 1996 | €89,251 | €112,124 | €102,607 |
| 1995 | €78,355 | €101,759 | €93,750 |
Reports for Zutphen
Each report opens the full series and the assumptions behind these figures.
At the average sale price, a home costs €444,637. With 10% down and a 30-year mortgage, the payment is €1,897 a month. The Netherlands sets no single cap on the payment: each year the law fixes how much of their income a household may spend on the mortgage, by income and interest rate.
- Payment, two incomes
- 24%
- Payment, one income
- 48%
Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is what private tenants pay on average, after housing benefit. Repaying the loan is saving, so it is left out.
- Rent per month
- €799
- Owning per month
- €1,873
97.0% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.
- Licensed, 12 months
- 5
- Per 1,000 residents
- 0.1
Sale prices have fallen by 3% or more once since 1995. That fall began in 2008.
- Deepest fall
- −16.0%
- Recovery from the low
- 60 months
In 2025 the population grew by 264 while 140 homes were finished: 1.9 new residents for every new home.
- New residents per new home, 2025
- 1.9
- Population change, 2025
- +264
3.9% of the 23,775 homes registered on 1 January 2026 had nobody living in them.
- Empty, 2026
- 3.9%
- Empty homes
- 925
In 2024, 17% of the homes added came from existing buildings rather than new ones.
- Homes from existing buildings, 2024
- 17%
Other municipalities in Gelderland province
Average price
- €700,000 and over
- €550,000 to €700,000
- €450,000 to €550,000
- €400,000 to €450,000
- €350,000 to €400,000
- Under €350,000
- No published price
| Municipality | Average price | In a year |
|---|---|---|
| Lochem | €587,573 | +7.3% |
| Buren | €580,256 | +2.7% |
| Heumen | €558,583 | +5.3% |
| Epe | €548,649 | +16.1% |
| Neder-Betuwe | €548,255 | +8.0% |
| Bronckhorst | €539,034 | +9.0% |
| Ermelo | €538,251 | −1.4% |
| Nijkerk | €536,303 | +0.9% |
| Barneveld | €533,904 | +2.8% |
| Beuningen | €527,279 | +16.7% |
| Brummen | €524,581 | +24.4% |
| Hattem | €523,439 | +5.7% |
| Ede | €523,183 | +13.5% |
| Heerde | €520,052 | +4.2% |
| Maasdriel | €514,719 | +10.0% |
| Lingewaard | €501,801 | +11.6% |
| Berg en Dal | €482,272 | +4.3% |
| Harderwijk | €473,911 | +1.0% |
| Elburg | €472,521 | +5.0% |
| Apeldoorn | €471,143 | +8.4% |
| Culemborg | €458,259 | −1.1% |
| Doesburg | €456,536 | +12.2% |
| Druten | €456,403 | +4.4% |
| Nijmegen | €453,897 | +6.9% |
| Zutphen | €444,637 | +13.5% |
| Duiven | €444,252 | +5.2% |
| Berkelland | €429,910 | +7.2% |
| Montferland | €425,653 | +5.7% |
| Doetinchem | €424,195 | +10.7% |
| Arnhem | €407,247 | +1.0% |
| Aalten | €404,815 | +12.9% |
The 31 with the most sales, of 51 with a published median.