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Mamer · report

Buy or rent in Mamer

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the mean price existing apartments sold for; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€3,428
Owning per month
€3,061

Try your own numbers

Starting from the mean sale price of existing apartments, €8,608/m², and the asking rent of an apartment, €38.1/m² a month without charges (2025), in Mamer, and a mortgage rate of 3.6%.

Assumptions
90
3.6
1
Property tax (impôt foncier), insurance, maintenance and the co-owners' charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Registration and transcription duties (7%, less a tax credit of up to €40,000 per buyer on a home they live in) and notary fees, paid once.

Owning costs less each month than renting.

Rent a month
€3,428
Owning a month, not recovered
€3,067
Interest
€2,092
Running costs
€646
Return given up
€329
Cash out a month, if buying
€3,816

Gross rental yield in Mamer

A year's asking rent as a share of the mean sale price, apartments, for each year the Observatoire de l'Habitat published both. Higher means rent is dear compared with buying.

Show the numbers
PeriodMamer
20255.3%
20245.2%
20233.9%
20224.2%
20215.2%
20206.1%
20194.4%
20184.5%
20174.1%
20164.3%
20154.5%
20145.1%
20134.4%
20123.8%
20114.1%
20104.5%
20094.4%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the asking rents of apartments listed on immotop.lu, charges excluded (Observatoire de l'Habitat), so they run above what sitting tenants pay and the yield reads a little high. A commune with too few listings takes its canton's figure, or Luxembourg's.

Other reports for Mamer

Figures for Luxembourg: Mamer has no reliable figures of its own.

At the average sale price of existing apartments, a 90 m² home costs €774,762. With 10% down and a 30-year mortgage, the payment is €3,166 a month. Luxembourg sets no cap on the payment; the CSSF caps the loan at 100% of the home's value for first-time buyers who will live in it, 90% for other owner-occupiers and 80% for other buyers.

Payment, two incomes
24%
Payment, one income
49%

In 2025, apartments were advertised at 13.4% more per m² than apartments sold for. A year ago the gap was +24.0%.

Gap today
+13.4%
Change in a year
−10.6 pp

Figures for Luxembourg: Mamer has no reliable figures of its own.

18.7% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
3,914

Sale prices have fallen by 3% or more 2 times since 2007. The deepest began in 2022.

Deepest fall
−8.9%
Recovery from the low
Not yet

6.3% of the 3,887 homes counted in the 2021 census had nobody resident in them.

Empty, 2021 census
6.3%
Empty homes
245