Imofolio

Bradford · report

Past price cycles in Bradford

Sale prices have fallen by 3% or more 7 times since 1995. The deepest began in November 2007.

Deepest fall
−20.4%
Recovery from the low
67 months

Prices in Bradford and the UK, indexed

Average sale prices, both set to 100 in January 1995.

  • Bradford
  • United Kingdom
  • 100 = January 1995
Show the numbers
PeriodBradfordUnited Kingdom
Aug 2026471.3534.7
Jul 2026467.3532.9
Jun 2026469.2530.1
May 2026477.5533.1
Apr 2026477.0530.6
Mar 2026475.6526.0
Feb 2026471.5527.6
Jan 2026474.1526.4
Dec 2025473.8524.8
Nov 2025473.8529.6
Oct 2025466.8528.4
Sep 2025464.7527.8
Aug 2025461.8529.8
Jul 2025453.7526.5
Jun 2025443.8522.4
May 2025451.6517.1
Apr 2025453.4509.5
Mar 2025457.1524.8
Feb 2025446.5518.5
Jan 2025449.6518.8
Dec 2024448.8517.0
Nov 2024449.0518.0
Oct 2024446.5519.4
Sep 2024448.5518.4
Aug 2024446.0519.1
Jul 2024438.2514.0
Jun 2024430.2508.3
May 2024424.1506.3
Apr 2024420.5502.2
Mar 2024416.0499.5
Feb 2024414.9498.6
Jan 2024420.4501.2
Dec 2023427.7501.6
Nov 2023424.8505.9
Oct 2023422.2509.4
Sep 2023421.0511.7
Aug 2023420.3514.2
Jul 2023414.3511.4
Jun 2023406.8505.8
May 2023403.9503.9
Apr 2023404.9502.2
Mar 2023408.7501.1
Feb 2023417.6506.8
Jan 2023422.5511.0
Dec 2022423.9515.4
Nov 2022420.8519.5
Oct 2022419.4520.3
Sep 2022422.9520.3
Aug 2022417.2519.2
Jul 2022413.4514.8
Jun 2022401.5505.4
May 2022397.4499.4
Apr 2022390.7493.8
Mar 2022387.1488.0
Feb 2022386.0486.2
Jan 2022386.4485.7
Dec 2021380.9480.1
Nov 2021386.8477.7
Oct 2021380.9468.5
Sep 2021378.5480.5
Aug 2021378.1466.8
Jul 2021375.5453.1
Jun 2021380.2475.4
May 2021368.6451.4
Apr 2021372.1448.4
Mar 2021372.1455.2
Feb 2021373.3448.6
Jan 2021371.3447.3
Dec 2020364.0447.3
Nov 2020358.3443.9
Oct 2020354.5439.4
Sep 2020354.5435.7
Aug 2020350.3431.1
Jul 2020334.5426.9
Jun 2020321.6423.4
May 2020316.2417.6
Apr 2020321.5415.5
Mar 2020327.5419.7
Feb 2020325.4416.0
Jan 2020328.7418.4
Dec 2019330.7418.1
Nov 2019334.6418.7
Oct 2019333.2420.2
Sep 2019335.6421.3
Aug 2019334.7421.0
Jul 2019332.7419.6
Jun 2019327.9415.0
May 2019324.7413.2
Apr 2019319.5412.6
Mar 2019317.3409.7
Feb 2019318.8410.8
Jan 2019326.1411.8
Dec 2018328.4414.4
Nov 2018331.3415.3
Oct 2018333.0417.1
Sep 2018336.6417.5
Aug 2018334.1418.3
Jul 2018329.5417.0
Jun 2018322.1411.9
May 2018318.9409.2
Apr 2018314.4407.5
Mar 2018312.8403.7
Feb 2018315.1406.1
Jan 2018320.4405.0
Dec 2017325.5406.5
Nov 2017325.6404.9
Oct 2017330.4406.0
Sep 2017328.6405.7
Aug 2017330.3407.2
Jul 2017325.0405.4
Jun 2017323.0400.2
May 2017315.7396.8
Apr 2017314.8394.4
Mar 2017312.4388.3
Feb 2017314.0389.1
Jan 2017311.7388.3
Dec 2016317.4388.7
Nov 2016317.8388.0
Oct 2016317.8386.2
Sep 2016315.8387.5
Aug 2016319.1388.1
Jul 2016316.2388.1
Jun 2016311.3384.0
May 2016301.3380.4
Apr 2016300.1376.0
Mar 2016300.5374.6
Feb 2016303.1370.8
Jan 2016304.6370.6
Dec 2015303.4369.6
Nov 2015305.9368.4
Oct 2015305.4365.6
Sep 2015306.9365.1
Aug 2015305.7364.3
Jul 2015302.6361.0
Jun 2015295.1355.0
May 2015286.2352.3
Apr 2015280.9348.5
Mar 2015279.5345.5
Feb 2015284.8344.2
Jan 2015286.8343.9
Dec 2014287.7345.7
Nov 2014282.8344.9
Oct 2014287.3346.1
Sep 2014290.8346.6
Aug 2014292.7346.2
Jul 2014289.3342.2
Jun 2014285.8337.5
May 2014284.9334.6
Apr 2014283.6331.1
Mar 2014284.1323.9
Feb 2014284.3322.7
Jan 2014279.8321.4
Dec 2013274.6321.0
Nov 2013275.6318.1
Oct 2013279.6316.4
Sep 2013282.5317.7
Aug 2013279.9317.4
Jul 2013278.6314.9
Jun 2013274.6311.4
May 2013272.9308.9
Apr 2013267.9307.3
Mar 2013267.2304.3
Feb 2013266.9302.5
Jan 2013268.1302.5
Dec 2012274.4304.6
Nov 2012275.0305.3
Oct 2012278.9305.0
Sep 2012278.4307.2
Aug 2012278.7308.3
Jul 2012275.7307.9
Jun 2012272.1306.7
May 2012274.2303.8
Apr 2012273.5302.8
Mar 2012269.5299.3
Feb 2012273.5298.5
Jan 2012274.4299.3
Dec 2011278.0301.3
Nov 2011275.3302.6
Oct 2011282.6302.5
Sep 2011289.8305.8
Aug 2011287.8306.6
Jul 2011287.0306.4
Jun 2011285.5302.6
May 2011284.5302.1
Apr 2011281.7303.4
Mar 2011278.3298.8
Feb 2011281.0300.2
Jan 2011280.5301.8
Dec 2010284.7304.3
Nov 2010286.5304.9
Oct 2010291.8308.5
Sep 2010297.2312.0
Aug 2010297.6312.8
Jul 2010299.2312.8
Jun 2010297.4309.7
May 2010295.1308.2
Apr 2010291.7306.7
Mar 2010289.0302.8
Feb 2010294.0302.8
Jan 2010296.2302.1
Dec 2009297.9303.2
Nov 2009295.3301.2
Oct 2009294.8300.2
Sep 2009292.7298.2
Aug 2009290.5295.9
Jul 2009284.1293.0
Jun 2009283.4287.8
May 2009278.3285.0
Apr 2009281.8281.1
Mar 2009276.5278.6
Feb 2009284.7280.3
Jan 2009281.7283.6
Dec 2008291.5290.3
Nov 2008297.7294.8
Oct 2008307.3303.4
Sep 2008314.4309.6
Aug 2008315.2317.6
Jul 2008321.8324.4
Jun 2008321.6328.0
May 2008323.1332.4
Apr 2008322.6330.4
Mar 2008326.0329.8
Feb 2008330.0332.2
Jan 2008333.3335.1
Dec 2007334.4341.3
Nov 2007335.5341.8
Oct 2007334.2342.0
Sep 2007333.2342.8
Aug 2007331.2342.3
Jul 2007327.4340.4
Jun 2007325.2336.1
May 2007317.5332.5
Apr 2007314.0328.7
Mar 2007310.5322.2
Feb 2007312.7319.8
Jan 2007312.1318.8
Dec 2006307.9319.0
Nov 2006307.4315.0
Oct 2006307.1313.4
Sep 2006304.6311.6
Aug 2006299.5310.3
Jul 2006292.7307.7
Jun 2006288.4303.4
May 2006281.3300.5
Apr 2006278.8297.7
Mar 2006276.2291.4
Feb 2006276.5289.0
Jan 2006274.6288.6
Dec 2005273.3289.0
Nov 2005272.8287.4
Oct 2005271.2286.6
Sep 2005270.0287.1
Aug 2005267.6287.6
Jul 2005262.5286.4
Jun 2005255.8282.8
May 2005248.8280.6
Apr 2005241.9277.6
Mar 2005237.9273.7
Feb 2005236.6271.5
Jan 2005236.8271.7
Dec 2004236.5271.9
Nov 2004232.4273.9
Oct 2004229.7274.3
Sep 2004225.3272.3
Aug 2004220.4272.8
Jul 2004213.4269.7
Jun 2004209.3264.1
May 2004201.1259.5
Apr 2004192.9256.4
Mar 2004185.1245.3
Feb 2004184.2244.7
Jan 2004183.5247.1
Dec 2003178.7245.6
Nov 2003171.1240.9
Oct 2003168.8243.6
Sep 2003165.1239.4
Aug 2003165.0240.2
Jul 2003160.3236.0
Jun 2003158.6231.9
May 2003153.5231.4
Apr 2003149.9233.0
Mar 2003146.7227.6
Feb 2003145.9222.8
Jan 2003144.2225.2
Dec 2002142.3226.8
Nov 2002139.2219.5
Oct 2002137.2217.3
Sep 2002137.3215.7
Aug 2002135.6210.6
Jul 2002134.6206.0
Jun 2002130.3204.4
May 2002126.8196.4
Apr 2002124.3191.4
Mar 2002123.6188.9
Feb 2002124.1182.5
Jan 2002122.8176.1
Dec 2001122.2176.7
Nov 2001122.6176.7
Oct 2001122.8176.7
Sep 2001122.4180.3
Aug 2001120.6180.3
Jul 2001119.4180.3
Jun 2001117.7174.1
May 2001116.0174.1
Apr 2001112.6174.1
Mar 2001111.8168.0
Feb 2001111.8168.0
Jan 2001112.2168.0
Dec 2000112.4168.9
Nov 2000114.5168.9
Oct 2000114.8168.9
Sep 2000114.1164.0
Aug 2000112.2164.0
Jul 2000112.9164.0
Jun 2000113.2161.0
May 2000111.8161.0
Apr 2000111.2161.0
Mar 2000110.8152.6
Feb 2000111.6152.6
Jan 2000110.6152.6
Dec 1999110.3148.8
Nov 1999110.1148.8
Oct 1999111.2148.8
Sep 1999111.2145.1
Aug 1999110.3145.1
Jul 1999108.8145.1
Jun 1999106.7137.1
May 1999104.9137.1
Apr 1999103.1137.1
Mar 1999102.2131.5
Feb 1999103.5131.5
Jan 1999104.4131.5
Dec 1998106.2130.7
Nov 1998106.1130.7
Oct 1998106.9130.7
Sep 1998107.5131.3
Aug 1998107.9131.3
Jul 1998109.4131.3
Jun 1998109.3125.8
May 1998108.9125.8
Apr 1998106.2125.8
Mar 1998106.4119.5
Feb 1998105.1119.5
Jan 1998105.0119.5
Dec 1997103.7116.5
Nov 1997104.8116.5
Oct 1997106.2116.5
Sep 1997107.3117.4
Aug 1997107.5117.4
Jul 1997107.7117.4
Jun 1997105.9111.7
May 1997104.1111.7
Apr 1997101.1111.7
Mar 1997101.8109.5
Feb 1997102.9109.5
Jan 1997104.6109.5
Dec 1996102.9108.0
Nov 1996101.9108.0
Oct 1996102.0108.0
Sep 1996103.3106.2
Aug 1996104.2106.2
Jul 1996104.0106.2
Jun 1996103.7102.2
May 1996102.3102.2
Apr 1996101.0102.2
Mar 1996100.5102.1
Feb 1996101.6102.1
Jan 1996101.5102.1
Dec 1995100.9100.6
Nov 1995100.4100.6
Oct 1995102.6100.6
Sep 1995104.0102.0
Aug 1995104.3102.0
Jul 1995102.8102.0
Jun 1995102.7101.1
May 1995102.4101.1
Apr 1995102.6101.1
Mar 1995101.5100.0
Feb 1995100.9100.0
Jan 1995100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
August 1995November 1995−3.8%314
January 1997April 1997−3.4%32
July 1997December 1997−3.8%55
July 1998March 1999−6.6%85
November 2007February 2013−20.4%6367
September 2018May 2020−6.0%203
December 2022May 2023−4.7%56

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Bradford

Sale prices have an 80% chance of landing between £177,786 and £198,545 by August 2027.

Expected, August 2027
£188,165
Chance of a rise
64%

At the average sale price, a home costs £185,297. With 10% down and a 30-year mortgage, the payment is £855 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
15%
Payment, one income
31%

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£739
Owning per month
£872

43.1% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
350
Per 1,000 residents
0.6

Figures for United Kingdom: Bradford has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population fell by 2,112 while 390 homes were finished.

Homes finished, 2025
390
Population change, 2025
−2,112

4.6% of the 219,761 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
4.6%
Empty homes
10,135

In 2025, 29% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
29%