Imofolio

Capellen canton · report

Buy or rent in Capellen canton

Owning and renting a 90 m² apartment cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the mean price existing apartments sold for; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€2,762
Owning per month
€2,837

Try your own numbers

Starting from the mean sale price of existing apartments, €7,979/m², and the asking rent of an apartment, €30.7/m² a month without charges (2024), in Capellen canton, and a mortgage rate of 3.6%.

Assumptions
90
3.6
1
Property tax (impôt foncier), insurance, maintenance and the co-owners' charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Registration and transcription duties (7%, less a tax credit of up to €40,000 per buyer on a home they live in) and notary fees, paid once.

Owning and renting cost about the same each month.

Rent a month
€2,762
Owning a month, not recovered
€2,842
Interest
€1,939
Running costs
€598
Return given up
€305
Cash out a month, if buying
€3,537

Gross rental yield in Capellen canton

A year's asking rent as a share of the mean sale price, apartments, for each year the Observatoire de l'Habitat published both. Higher means rent is dear compared with buying.

Show the numbers
PeriodCapellen canton
20244.9%
20224.2%
20214.4%
20205.0%
20194.4%
20184.5%
20174.5%
20164.4%
20124.3%
20114.5%
20094.9%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the asking rents of apartments listed on immotop.lu, charges excluded (Observatoire de l'Habitat), so they run above what sitting tenants pay and the yield reads a little high. A commune with too few listings takes its canton's figure, or Luxembourg's.

Other reports for Capellen canton

Figures for Luxembourg: Capellen canton has no reliable figures of its own.

At the average sale price of existing apartments, a 90 m² home costs €718,085. With 10% down and a 30-year mortgage, the payment is €2,935 a month. Luxembourg sets no cap on the payment; the CSSF caps the loan at 100% of the home's value for first-time buyers who will live in it, 90% for other owner-occupiers and 80% for other buyers.

Payment, two incomes
22%
Payment, one income
45%

In 2025, apartments were advertised at 9.7% more per m² than apartments sold for. A year ago the gap was +25.1%.

Gap today
+9.7%
Change in a year
−15.4 pp

Figures for Luxembourg: Capellen canton has no reliable figures of its own.

18.7% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
3,914

In 2025 the population grew by 1,087 while 450 new homes were granted a permit: 2.4 new residents for every new home.

New residents per new home, 2025
2.4
Population change, 2025
+1,087

3.5% of the 19,564 homes counted in the 2021 census had nobody resident in them.

Empty, 2021 census
3.5%
Empty homes
677