Local authority · data to August 2026
House prices in Swale
Homes in Swale sold for an average £296,578, up 0.6% on a year ago. That is more than in 55% of UK councils. Over the last six months prices moved at +6.4% a year, faster than the +1.9% a year of the past two years.
- Average sale price
- £296,578
- Change in a year
- +0.6%
- −2.8% after inflation
- Pricier than
- 55%
- of UK councils
Swale: +11.9% in 5 years
Average sale price per home, £, monthly, with the next 12 months' expected path
- Swale
- South East
- United Kingdom
- Expected path
- 80% range
Show the numbers
| Month | Swale | South East | United Kingdom |
|---|---|---|---|
| Aug 2027 · Expected path | £311,663 (£292,849–£330,477) | £383,466 | £280,154 |
| Jul 2027 · Expected path | £310,406 (£292,571–£328,242) | £383,173 | £279,560 |
| Jun 2027 · Expected path | £309,149 (£292,314–£325,984) | £382,880 | £278,967 |
| May 2027 · Expected path | £307,892 (£292,085–£323,699) | £382,588 | £278,374 |
| Apr 2027 · Expected path | £306,635 (£291,887–£321,382) | £382,295 | £277,781 |
| Mar 2027 · Expected path | £305,378 (£291,730–£319,025) | £382,002 | £277,188 |
| Feb 2027 · Expected path | £304,121 (£291,623–£316,618) | £381,709 | £276,595 |
| Jan 2027 · Expected path | £302,863 (£291,583–£314,144) | £381,417 | £276,002 |
| Dec 2026 · Expected path | £301,606 (£291,632–£311,581) | £381,124 | £275,409 |
| Nov 2026 · Expected path | £300,349 (£291,812–£308,887) | £380,831 | £274,816 |
| Oct 2026 · Expected path | £299,092 (£292,205–£305,980) | £380,538 | £274,223 |
| Sep 2026 · Expected path | £297,835 (£293,025–£302,646) | £380,246 | £273,630 |
| Aug 2026 | £296,578 | £379,953 | £273,037 |
| Jul 2026 | £298,962 | £380,375 | £272,146 |
| Jun 2026 | £299,079 | £378,890 | £270,690 |
| May 2026 | £295,655 | £381,519 | £272,221 |
| Apr 2026 | £290,854 | £379,342 | £270,966 |
| Mar 2026 | £288,830 | £378,202 | £268,631 |
| Feb 2026 | £287,504 | £378,018 | £269,423 |
| Jan 2026 | £291,048 | £379,593 | £268,814 |
| Dec 2025 | £291,554 | £374,984 | £268,002 |
| Nov 2025 | £291,700 | £379,283 | £270,472 |
| Oct 2025 | £290,664 | £382,074 | £269,819 |
| Sep 2025 | £289,774 | £379,765 | £269,556 |
| Aug 2025 | £294,807 | £383,045 | £270,575 |
| Jul 2025 | £289,664 | £380,195 | £268,843 |
| Jun 2025 | £285,477 | £379,262 | £266,796 |
| May 2025 | £283,618 | £376,656 | £264,078 |
| Apr 2025 | £285,724 | £375,519 | £260,162 |
| Mar 2025 | £289,070 | £381,452 | £268,019 |
| Feb 2025 | £289,190 | £380,137 | £264,771 |
| Jan 2025 | £291,143 | £381,267 | £264,936 |
| Dec 2024 | £292,675 | £378,958 | £263,991 |
| Nov 2024 | £293,683 | £377,413 | £264,515 |
| Oct 2024 | £292,843 | £381,155 | £265,252 |
| Sep 2024 | £288,310 | £380,519 | £264,750 |
| Aug 2024 | £285,432 | £381,897 | £265,085 |
| Jul 2024 | £284,805 | £377,066 | £262,479 |
| Jun 2024 | £287,326 | £373,083 | £259,585 |
| May 2024 | £282,790 | £372,808 | £258,565 |
| Apr 2024 | £282,577 | £369,214 | £256,478 |
| Mar 2024 | £281,991 | £366,875 | £255,082 |
| Feb 2024 | £286,241 | £367,789 | £254,633 |
| Jan 2024 | £289,273 | £369,326 | £255,972 |
| Dec 2023 | £290,244 | £367,572 | £256,177 |
| Nov 2023 | £287,048 | £375,344 | £258,368 |
| Oct 2023 | £284,685 | £377,965 | £260,129 |
| Sep 2023 | £291,314 | £379,338 | £261,318 |
| Aug 2023 | £296,464 | £381,601 | £262,602 |
| Jul 2023 | £304,070 | £381,968 | £261,182 |
| Jun 2023 | £297,251 | £377,848 | £258,275 |
| May 2023 | £297,797 | £377,989 | £257,330 |
| Apr 2023 | £291,080 | £379,543 | £256,479 |
| Mar 2023 | £296,849 | £380,362 | £255,885 |
| Feb 2023 | £296,597 | £383,401 | £258,788 |
| Jan 2023 | £304,870 | £387,727 | £260,941 |
| Dec 2022 | £306,730 | £388,158 | £263,190 |
| Nov 2022 | £308,223 | £389,960 | £265,299 |
| Oct 2022 | £307,177 | £391,862 | £265,693 |
| Sep 2022 | £302,440 | £391,553 | £265,727 |
| Aug 2022 | £299,849 | £390,701 | £265,124 |
| Jul 2022 | £294,255 | £387,054 | £262,904 |
| Jun 2022 | £290,184 | £380,603 | £258,118 |
| May 2022 | £287,696 | £376,100 | £255,040 |
| Apr 2022 | £283,645 | £370,658 | £252,167 |
| Mar 2022 | £283,635 | £369,755 | £249,232 |
| Feb 2022 | £282,454 | £367,655 | £248,309 |
| Jan 2022 | £280,778 | £368,184 | £248,031 |
| Dec 2021 | £278,954 | £362,713 | £245,189 |
| Nov 2021 | £277,684 | £360,386 | £243,930 |
| Oct 2021 | £273,895 | £354,140 | £239,236 |
| Sep 2021 | £265,085 | £361,613 | £245,371 |
Reports for Swale
Each report opens the full series and the assumptions behind these figures.
Sale prices have an 80% chance of landing between £292,849 and £330,477 by August 2027.
- Expected, August 2027
- £311,663
- Chance of a rise
- 85%
At the average sale price, a home costs £296,578. With 10% down and a 30-year mortgage, the payment is £1,368 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.
- Payment, two incomes
- 21%
- Payment, one income
- 43%
Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.
- Rent per month
- £1,127
- Owning per month
- £1,396
46.2% more homes were started in the last 12 months than in an average year of the past decade.
- Started, 12 months
- 500
- Per 1,000 residents
- 3.1
Figures for United Kingdom: Swale has no reliable figures of its own.
Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.
- Bought by buyers abroad, 12 months
- 1.8%
Sale prices have fallen by 3% or more 8 times since 1995. The deepest began in November 2007.
- Deepest fall
- −22.3%
- Recovery from the low
- 64 months
In 2025 the population grew by 1,996 while 340 homes were finished: 5.9 new residents for every new home.
- New residents per new home, 2025
- 5.9
- Population change, 2025
- +1,996
6.3% of the 66,200 homes counted in the 2021 census had nobody usually living in them.
- Empty, 2021 census
- 6.3%
- Empty homes
- 4,155
In 2025, 8% of the homes added came from existing buildings rather than new ones.
- Homes from existing buildings, 2025
- 8%
Other councils in South East
Average price
- £400,000 and over
- £300,000 to £400,000
- £250,000 to £300,000
- £200,000 to £250,000
- £150,000 to £200,000
- Under £150,000
- No published price
| Local authority | Average price | In a year |
|---|---|---|
| Elmbridge | £735,548 | +0.7% |
| Windsor and Maidenhead | £583,688 | −0.2% |
| Epsom and Ewell | £566,163 | +3.2% |
| Waverley | £559,306 | −2.0% |
| Mole Valley | £552,344 | +1.4% |
| Guildford | £537,660 | +0.6% |
| Sevenoaks | £535,810 | +0.4% |
| Tandridge | £506,774 | −1.1% |
| Wokingham | £491,944 | −2.5% |
| Reigate and Banstead | £485,856 | +0.3% |
| Oxford | £478,080 | −2.9% |
| Buckinghamshire | £477,450 | 0.0% |
| Hart | £472,755 | +0.7% |
| Runnymede | £472,507 | −1.2% |
| South Oxfordshire | £471,427 | +2.2% |
| Surrey Heath | £457,981 | +1.5% |
| Winchester | £453,188 | +0.1% |
| Tunbridge Wells | £452,845 | −0.1% |
| Horsham | £441,491 | −0.5% |
| Spelthorne | £440,812 | −1.6% |
| East Hampshire | £440,599 | −1.7% |
| Woking | £437,628 | −2.7% |
| Mid Sussex | £431,904 | −0.8% |
| Chichester | £428,364 | −2.7% |
| West Oxfordshire | £416,123 | −2.3% |
| Vale of White Horse | £411,712 | +4.6% |
| Brighton and Hove | £408,240 | −2.1% |
| Tonbridge and Malling | £405,507 | −0.1% |
| West Berkshire | £401,830 | −0.4% |
| Bracknell Forest | £391,521 | −2.3% |
| New Forest | £384,564 | −0.2% |
| Wealden | £380,679 | −1.6% |
| Adur | £378,990 | 0.0% |
| Lewes | £374,305 | +1.5% |
| Basingstoke and Deane | £373,551 | +2.2% |
| Test Valley | £372,289 | −0.8% |
| Cherwell | £355,981 | +2.6% |
| Maidstone | £352,878 | −1.1% |
| Reading | £350,501 | −0.4% |
| Slough | £349,397 | +0.4% |
| Gravesham | £342,498 | +0.3% |
| Dartford | £342,167 | −4.9% |
| Ashford | £340,991 | −0.8% |
| Canterbury | £336,427 | −0.3% |
| Rother | £335,680 | −1.9% |
| Fareham | £334,303 | +0.5% |
| Crawley | £332,097 | +1.5% |
| Rushmoor | £326,799 | 0.0% |
| Milton Keynes | £323,868 | +0.5% |
| Arun | £320,505 | −1.2% |
| Havant | £319,869 | −0.3% |
| Eastleigh | £312,753 | +2.9% |
| Folkestone and Hythe | £302,106 | −0.7% |
| Worthing | £299,075 | −5.0% |
| Medway | £297,757 | +0.5% |
| Swale | £296,578 | +0.6% |
| Dover | £282,945 | +0.4% |
| Thanet | £268,549 | −0.8% |
| Eastbourne | £255,642 | −0.7% |
| Portsmouth | £245,954 | +0.1% |
| Isle of Wight | £245,670 | −1.1% |
| Gosport | £240,093 | +1.6% |
| Hastings | £238,780 | −2.5% |
| Southampton | £235,729 | +0.8% |