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Bath and North East Somerset · report

Buy or rent in Bath and North East Somerset

Owning and renting the average home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,893
Owning per month
£1,912

Try your own numbers

Starting from the average sale price of £406,084 and the average private rent of £1,893 a month in Bath and North East Somerset, and a mortgage rate of 4.6%.

Assumptions
4.6
1
Buildings insurance, maintenance, and any service charge and ground rent. Council tax is paid by tenants too, so it is left out.
3
What the deposit and purchase costs could earn if invested instead.
7
Stamp duty (land transaction tax in Wales, LBTT in Scotland), conveyancing, survey and lender's fees, paid once.

Owning and renting cost about the same each month.

Rent a month
£1,893
Owning a month, not recovered
£1,912
Interest
£1,401
Running costs
£338
Return given up
£173
Cash out a month, if buying
£2,212

Gross rental yield in Bath and North East Somerset

A year's rent as a share of the average sale price, month by month. Higher means rent is dear compared with buying.

Show the numbers
PeriodBath and North East Somerset
Aug 20265.6%
Jul 20265.5%
Jun 20265.6%
May 20265.6%
Apr 20265.6%
Mar 20265.5%
Feb 20265.5%
Jan 20265.4%
Dec 20255.2%
Nov 20255.1%
Oct 20255.0%
Sep 20255.0%
Aug 20255.1%
Jul 20255.1%
Jun 20255.2%
May 20255.2%
Apr 20255.1%
Mar 20255.1%
Feb 20255.1%
Jan 20255.0%
Dec 20244.9%
Nov 20244.8%
Oct 20244.6%
Sep 20244.6%
Aug 20244.6%
Jul 20244.6%
Jun 20244.5%
May 20244.4%
Apr 20244.6%
Mar 20244.6%
Feb 20244.6%
Jan 20244.5%
Dec 20234.5%
Nov 20234.4%
Oct 20234.4%
Sep 20234.3%
Aug 20234.3%
Jul 20234.4%
Jun 20234.4%
May 20234.4%
Apr 20234.4%
Mar 20234.4%
Feb 20234.4%
Jan 20234.3%
Dec 20224.2%
Nov 20224.1%
Oct 20224.1%
Sep 20224.1%
Aug 20224.1%
Jul 20224.0%
Jun 20224.1%
May 20224.1%
Apr 20224.2%
Mar 20224.2%
Feb 20224.2%
Jan 20224.3%
Dec 20214.3%
Nov 20214.4%
Oct 20214.4%
Sep 20214.4%
Aug 20214.3%
Jul 20214.4%
Jun 20214.3%
May 20214.4%
Apr 20214.3%
Mar 20214.4%
Feb 20214.4%
Jan 20214.4%
Dec 20204.5%
Nov 20204.5%
Oct 20204.6%
Sep 20204.5%
Aug 20204.6%
Jul 20204.7%
Jun 20204.7%
May 20204.7%
Apr 20204.7%
Mar 20204.8%
Feb 20204.9%
Jan 20204.8%
Dec 20194.9%
Nov 20194.9%
Oct 20194.8%
Sep 20194.8%
Aug 20194.8%
Jul 20194.8%
Jun 20194.8%
May 20194.7%
Apr 20194.7%
Mar 20194.7%
Feb 20194.8%
Jan 20194.8%
Dec 20184.8%
Nov 20184.7%
Oct 20184.7%
Sep 20184.7%
Aug 20184.7%
Jul 20184.7%
Jun 20184.7%
May 20184.6%
Apr 20184.6%
Mar 20184.6%
Feb 20184.7%
Jan 20184.8%
Dec 20174.8%
Nov 20174.8%
Oct 20174.7%
Sep 20174.7%
Aug 20174.8%
Jul 20174.9%
Jun 20174.8%
May 20174.8%
Apr 20174.7%
Mar 20174.7%
Feb 20174.7%
Jan 20174.7%
Dec 20164.7%
Nov 20164.7%
Oct 20164.6%
Sep 20164.6%
Aug 20164.5%
Jul 20164.5%
Jun 20164.7%
May 20164.5%
Apr 20164.5%
Mar 20164.4%
Feb 20164.6%
Jan 20164.7%
Dec 20154.8%
Nov 20154.6%
Oct 20154.6%
Sep 20154.6%
Aug 20154.7%
Jul 20154.8%
Jun 20154.8%
May 20154.9%
Apr 20155.0%
Mar 20155.0%
Feb 20154.9%
Jan 20154.7%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are ONS's average of all private tenancies, new and continuing, which runs below what a new tenant pays; Scotland's are mostly advertised new lets, and its councils and Northern Ireland's take their nation's figure.

Other reports for Bath and North East Somerset

Next 12 months

Sale prices have an 80% chance of landing between £379,800 and £433,950 by August 2027.

Expected, August 2027
£406,875
Chance of a rise
51%

Affordability

At the average sale price, a home costs £406,084. With 10% down and a 30-year mortgage, the payment is £1,874 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
28%
Payment, one income
56%

New homes

46.9% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
220
Per 1,000 residents
1.1

Foreign buyers

Figures for United Kingdom: Bath and North East Somerset has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

Past cycles

Sale prices have fallen by 3% or more 14 times since 1995. The deepest began in September 2007.

Deepest fall
−19.3%
Recovery from the low
48 months

People and new homes

In 2025 the population grew by 356 while 200 homes were finished: 1.8 new residents for every new home.

New residents per new home, 2025
1.8
Population change, 2025
+356

Empty homes

5.3% of the 84,109 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
5.3%
Empty homes
4,445

Renovation

In 2025, 11% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
11%