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Vila de Rei · report

Buy or rent in Vila de Rei

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€395
Owning per month
€323

Try your own numbers

Starting from INE's median sale price of €1,022/m² and median new-lease rent of 4.4 €/m² a month in Vila de Rei, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning costs less each month than renting.

Rent a month
€395
Owning a month, not recovered
€323
Interest
€207
Running costs
€77
Return given up
€39
Cash out a month, if buying
€426

Gross rental yield in Vila de Rei

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodVila de Rei
Q2 20265.2%
Q2 202510.3%
Q1 202511.2%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Vila de Rei

At the median sale price, a 90 m² home costs €91,980. With 10% down and a 30-year mortgage, the payment is €349 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
15%
Payment, one income
30%

16.5% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
13
Per 1,000 residents
4.0

Figures for Beira Baixa: Vila de Rei has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 22.9% less per m² than buyers living in Portugal.

Abroad against residents
−22.9%

In 2025 the population fell by 18 while 11 homes were finished.

Homes finished, 2025
11
Population change, 2025
−18

6.7% of the 3,027 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
6.7%
Empty homes
203

In 2025, 36% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
36%
Reconstructions per 100 new buildings
0.0

Public bodies signed €3.2M of housing works here in 2024, and €3.7M since 2012.

Signed in 2024
€3.2M
Per resident, 2024
€979

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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