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Putscheid · report

Buy or rent in Putscheid

Figures for Luxembourg: Putscheid has no reliable figures of its own.

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the mean price existing apartments sold for; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€3,569
Owning per month
€2,764

Try your own numbers

Starting from the mean sale price of existing apartments, €7,773/m², and the asking rent of an apartment, €39.7/m² a month without charges (2025), in Luxembourg, and a mortgage rate of 3.6%.

Assumptions
90
3.6
1
Property tax (impôt foncier), insurance, maintenance and the co-owners' charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Registration and transcription duties (7%, less a tax credit of up to €40,000 per buyer on a home they live in) and notary fees, paid once.

Owning costs less each month than renting.

Rent a month
€3,569
Owning a month, not recovered
€2,769
Interest
€1,889
Running costs
€583
Return given up
€297
Cash out a month, if buying
€3,446

Gross rental yield in Luxembourg

A year's asking rent as a share of the mean sale price, apartments, for each year the Observatoire de l'Habitat published both. Higher means rent is dear compared with buying.

Show the numbers
PeriodLuxembourg
20256.1%
20245.8%
20234.7%
20224.7%
20214.6%
20205.5%
20195.4%
20185.3%
20174.9%
20164.9%
20155.1%
20145.1%
20135.0%
20124.9%
20115.0%
20105.0%
20095.2%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the asking rents of apartments listed on immotop.lu, charges excluded (Observatoire de l'Habitat), so they run above what sitting tenants pay and the yield reads a little high. A commune with too few listings takes its canton's figure, or Luxembourg's.

Other reports for Putscheid

Figures for Luxembourg: Putscheid has no reliable figures of its own.

At the average sale price of existing apartments, a 90 m² home costs €699,612. With 10% down and a 30-year mortgage, the payment is €2,859 a month. Luxembourg sets no cap on the payment; the CSSF caps the loan at 100% of the home's value for first-time buyers who will live in it, 90% for other owner-occupiers and 80% for other buyers.

Payment, two incomes
22%
Payment, one income
44%

Figures for Luxembourg: Putscheid has no reliable figures of its own.

18.7% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
3,914

3.9% of the 414 homes counted in the 2021 census had nobody resident in them.

Empty, 2021 census
3.9%
Empty homes
16