Kiischpelt · report
Affordability in Kiischpelt
Figures for Luxembourg: Kiischpelt has no reliable figures of its own.
At the average sale price of existing apartments, a 90 m² home costs €699,612. With 10% down and a 30-year mortgage, the payment is €2,859 a month. Luxembourg sets no cap on the payment; the CSSF caps the loan at 100% of the home's value for first-time buyers who will live in it, 90% for other owner-occupiers and 80% for other buyers.
- Payment, two incomes
- 22%
- Payment, one income
- 44%
Try your own numbers
Starting from the average sale price of existing apartments, €7,773/m² per m², in Luxembourg, the median disposable income of a household, €78,264 a year (2025, Luxembourg), and a mortgage rate of 3.6% (August 2026).
The payment takes 22% of disposable income. Luxembourg sets no limit on it.
- Home price
- €699,612
- Monthly payment
- €2,863
- Share of net income
- 22%
The mortgage payment as a share of income, year by year
A 90 m² home with 10% down over 30 years, at each year's average price and rate, against one and against two of that year's median incomes.
- Two median incomes
- One median income
Show the numbers
| Period | Two median incomes | One median income |
|---|---|---|
| 2025 | 21.4% | 42.9% |
| 2024 | 23.1% | 46.1% |
| 2023 | 26.2% | 52.4% |
| 2022 | 23.3% | 46.6% |
Luxembourg against the EU
Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.
- Luxembourg
- EU
Show the numbers
| Year | Luxembourg | EU |
|---|---|---|
| 2025 | 8.1% | 7.7% |
| 2024 | 8.0% | 8.2% |
| 2023 | 11.5% | 8.8% |
| 2022 | 9.0% | 8.7% |
| 2021 | 5.1% | 8.7% |
| 2020 | 8.5% | 7.8% |
| 2019 | 10.1% | 9.4% |
| 2018 | 9.3% | 9.6% |
| 2017 | 7.1% | 10.1% |
| 2016 | 7.0% | 10.9% |
| 2015 | 6.0% | 11.2% |
| 2014 | 6.8% | 11.5% |
| 2013 | 5.6% | 11.6% |
| 2012 | 4.9% | 11.5% |
| 2011 | 4.2% | 10.6% |
| 2010 | 4.7% | 10.0% |
| Share of people who | Luxembourg | EU |
|---|---|---|
| Spend over 40% of income on housing | 6.3% | 7.7% |
| … nationals (adults) | 4.4% | 7.1% |
| … citizens of another EU country (adults) | 17.1% | 15.2% |
| … non-EU citizens (adults) | 38.0% | 18.1% |
| Live in an overcrowded home | 12.7% | 16.8% |
| Own their home outright | 39.7% | 43.7% |
| Own with a mortgage | 31.5% | 24.8% |
| Rent at market price | 16.3% | 20.8% |
| Rent at a reduced price or free | 12.5% | 10.7% |
Income is STATEC's median disposable income of households: the whole household's income after taxes and contributions. It is published for the country only, from 2022, so every canton and commune takes it. Prices are the means of existing apartments sold in the year. Luxembourg sets no limit on the payment as a share of income: the CSSF caps the loan at 100% of the home's value for first-time buyers who will live in it, 90% for other owner-occupiers and 80% for other buyers.
Other reports for Kiischpelt
Figures for Luxembourg: Kiischpelt has no reliable figures of its own.
Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the mean price existing apartments sold for; rent is the asking rent. Repaying the loan is saving, so it is left out.
- Rent per month
- €3,569
- Owning per month
- €2,764
Figures for Luxembourg: Kiischpelt has no reliable figures of its own.
18.7% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.
- Licensed, 12 months
- 3,914
1.7% of the 469 homes counted in the 2021 census had nobody resident in them.
- Empty, 2021 census
- 1.7%
- Empty homes
- 8