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Waterford · report

Past price cycles in Waterford

Sale prices have fallen by 3% or more 2 times since 2010. The deepest began in Q1 2010.

Deepest fall
−54.4%
Recovery from the low
96 months

Prices in Waterford and in Ireland, indexed

Average sale prices, both set to 100 in Q1 2010.

  • Waterford
  • 100 = Q1 2010
Show the numbers
PeriodWaterford
Q2 2026139.8
Q1 2026141.5
Q4 2025139.7
Q3 2025137.1
Q2 2025138.8
Q1 2025129.7
Q4 2024128.2
Q3 2024128.9
Q2 2024120.0
Q1 2024124.5
Q4 2023125.1
Q3 2023123.2
Q2 2023117.8
Q1 2023127.5
Q4 2022121.6
Q3 2022119.5
Q2 2022112.2
Q1 2022110.5
Q4 2021106.2
Q3 2021101.0
Q2 202189.5
Q1 202191.4
Q4 202093.8
Q3 202089.3
Q2 202086.9
Q1 202087.3
Q4 201985.6
Q3 201983.1
Q2 201984.2
Q1 201978.9
Q4 201881.5
Q3 201880.3
Q2 201877.6
Q1 201865.2
Q4 201776.9
Q3 201778.8
Q2 201769.7
Q1 201762.7
Q4 201666.5
Q3 201665.0
Q2 201659.5
Q1 201657.8
Q4 201560.0
Q3 201556.4
Q2 201553.9
Q1 201550.1
Q4 201456.2
Q3 201455.2
Q2 201453.5
Q1 201449.8
Q4 201355.5
Q3 201345.6
Q2 201351.2
Q1 201351.7
Q4 201256.7
Q3 201252.9
Q2 201254.9
Q1 201258.9
Q4 201160.5
Q3 201162.5
Q2 201167.4
Q1 201178.1
Q4 201078.8
Q3 201084.2
Q2 201089.6
Q1 2010100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
Q1 2010Q3 2013−54.4%4296
Q1 2023Q2 2023−7.6%315

Ireland against the EU since 2015

Eurostat's house price index for all dwellings, 2015 = 100. National figures, comparable across member states.

  • Ireland
  • EU
  • 2015 = 100
Show the numbers
PeriodIrelandEU
Q2 2026205.9168.6
Q1 2026204.9166.5
Q4 2025203.2164.6
Q3 2025199.4163.5
Q2 2025194.3161.0
Q1 2025191.8158.5
Q4 2024190.0156.2
Q3 2024185.5155.1
Q2 2024180.3152.7
Q1 2024177.7149.8
Q4 2023173.7148.9
Q3 2023168.8149.1
Q2 2023166.3148.2
Q1 2023167.2147.6
Q4 2022168.4148.7
Q3 2022166.5150.9
Q2 2022161.9149.6
Q1 2022159.1146.2
Q4 2021155.1143.2
Q3 2021148.8140.2
Q2 2021141.7136.0
Q1 2021138.3132.1
Q4 2020136.3129.8
Q3 2020134.6128.1
Q2 2020134.2126.3
Q1 2020134.3124.4
Q4 2019135.3122.7
Q3 2019135.6121.5
Q2 2019133.7119.8
Q1 2019133.0117.6
Q4 2018134.2116.8
Q3 2018133.3115.9
Q2 2018130.4114.2
Q1 2018127.3112.3
Q4 2017125.2111.2
Q3 2017122.2110.4
Q2 2017115.9108.8
Q1 2017113.4106.9
Q4 2016112.1106.1
Q3 2016109.3105.4
Q2 2016104.8103.8
Q1 2016103.7102.0
Q4 2015103.3101.1
Q3 2015101.7100.8
Q2 201598.699.8
Q1 201596.498.3

The CSO's residential property price index goes back to 2005 for Ireland and Dublin, and to 2010 for the other regions and Dublin's four councils, where it covers houses only; it is adjusted for the mix of homes bought. Other councils use the average price of homes bought, by quarter since 2010, which is not. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Waterford

Affordability

At the average sale price, a home costs €327,412. With 10% down and a 30-year mortgage, the payment is €1,315 a month. Ireland sets no cap on the payment; the Central Bank limits most mortgages to four times gross income for first-time buyers and 3.5 times for others.

Payment, two incomes
17%
Payment, one income
35%

Buy or rent

Owning and renting the average home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average rent of the tenancies registered with the RTB in the year. Repaying the loan is saving, so it is left out.

Rent per month
€1,247
Owning per month
€1,259

New homes

37.2% more homes were granted planning permission in the last 12 months than in an average year of the past decade.

Permitted, 12 months
1,208
Per 1,000 residents
9.5

Empty homes

11.0% of the 54,847 homes counted in the 2022 census were unoccupied: vacant, or holiday homes.

Empty, 2022 census
11.0%
Empty homes
6,018