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Dublin · report

Buy or rent in Dublin

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average rent of the tenancies registered with the RTB in the year. Repaying the loan is saving, so it is left out.

Rent per month
€2,159
Owning per month
€2,298

Try your own numbers

Starting from the average sale price of €597,548 and the average rent of tenancies registered in 2025, €2,159 a month, in Dublin, and a mortgage rate of 3.5%.

Assumptions
3.5
1
Local property tax, insurance, maintenance and any management company fee.
3
What the deposit and purchase costs could earn if invested instead.
7
Stamp duty (1% of the price up to €1 million), solicitor, survey and valuation fees, paid once.

Renting costs less each month than owning.

Rent a month
€2,159
Owning a month, not recovered
€2,320
Interest
€1,569
Running costs
€498
Return given up
€254
Cash out a month, if buying
€2,913

Gross rental yield in Dublin

A year's rent as a share of the average sale price, for each year the RTB published it. Higher means rent is dear compared with buying.

Show the numbers
PeriodDublin
20254.4%
20244.3%
20234.3%
20224.1%
20214.2%
20204.5%
20194.6%
20184.4%
20174.2%
20164.0%
20154.2%
20143.9%
20133.6%
20124.3%
20114.1%
20103.9%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the Residential Tenancies Board's average rent of the tenancies registered in the year, by county, with Cork and Galway cities apart; a council without a figure of its own takes its region's, and Dublin's councils take Dublin's.

Other reports for Dublin

Sale prices have an 80% chance of landing between €514,680 and €698,158 by August 2027.

Expected, August 2027
€606,419
Chance of a rise
55%

Figures for Ireland: Dublin has no reliable figures of its own.

At the average sale price, a home costs €597,548. With 10% down and a 30-year mortgage, the payment is €2,400 a month. Ireland sets no cap on the payment; the Central Bank limits most mortgages to four times gross income for first-time buyers and 3.5 times for others.

Payment, two incomes
28%
Payment, one income
56%

29.4% fewer homes were granted planning permission in the last 12 months than in an average year of the past decade.

Permitted, 12 months
10,030
Per 1,000 residents
6.3

Sale prices have fallen by 3% or more once since 2005. That fall began in February 2007.

Deepest fall
−59.6%
Recovery from the low
149 months

5.9% of the 565,321 homes counted in the 2022 census were unoccupied: vacant, or holiday homes.

Empty, 2022 census
5.9%
Empty homes
33,414

In 2025, 88% of the planning permissions granted for homes were for extensions, alterations or conversions of existing ones.

Work on existing homes, 2025
88%

Public bodies signed €162.9M of housing works here in 2025, and €1.4B since 2017.

Signed in 2025
€162.9M
Per resident, 2025
€104