Imofolio

Vale of White Horse · report

Past price cycles in Vale of White Horse

Sale prices have fallen by 3% or more 13 times since 1995. The deepest began in September 2007.

Deepest fall
−16.5%
Recovery from the low
49 months

Prices in Vale of White Horse and the UK, indexed

Average sale prices, both set to 100 in January 1995.

  • Vale of White Horse
  • United Kingdom
  • 100 = January 1995
Show the numbers
PeriodVale of White HorseUnited Kingdom
Aug 2026557.7534.7
Jul 2026556.8532.9
Jun 2026561.7530.1
May 2026556.2533.1
Apr 2026552.9530.6
Mar 2026554.9526.0
Feb 2026550.7527.6
Jan 2026557.3526.4
Dec 2025551.7524.8
Nov 2025554.1529.6
Oct 2025548.7528.4
Sep 2025545.5527.8
Aug 2025533.4529.8
Jul 2025530.2526.5
Jun 2025528.2522.4
May 2025533.4517.1
Apr 2025527.7509.5
Mar 2025532.7524.8
Feb 2025536.6518.5
Jan 2025536.7518.8
Dec 2024525.4517.0
Nov 2024514.8518.0
Oct 2024510.2519.4
Sep 2024515.3518.4
Aug 2024510.0519.1
Jul 2024511.5514.0
Jun 2024505.5508.3
May 2024514.1506.3
Apr 2024515.7502.2
Mar 2024520.3499.5
Feb 2024512.6498.6
Jan 2024506.5501.2
Dec 2023498.1501.6
Nov 2023505.4505.9
Oct 2023517.7509.4
Sep 2023527.5511.7
Aug 2023529.8514.2
Jul 2023517.0511.4
Jun 2023506.9505.8
May 2023505.2503.9
Apr 2023508.8502.2
Mar 2023519.7501.1
Feb 2023521.4506.8
Jan 2023524.2511.0
Dec 2022519.8515.4
Nov 2022520.9519.5
Oct 2022524.4520.3
Sep 2022523.8520.3
Aug 2022516.8519.2
Jul 2022512.5514.8
Jun 2022502.6505.4
May 2022498.8499.4
Apr 2022500.0493.8
Mar 2022499.8488.0
Feb 2022497.5486.2
Jan 2022486.1485.7
Dec 2021485.3480.1
Nov 2021482.2477.7
Oct 2021478.5468.5
Sep 2021469.3480.5
Aug 2021470.0466.8
Jul 2021468.0453.1
Jun 2021468.5475.4
May 2021465.5451.4
Apr 2021459.7448.4
Mar 2021463.5455.2
Feb 2021464.7448.6
Jan 2021480.6447.3
Dec 2020476.6447.3
Nov 2020478.0443.9
Oct 2020469.1439.4
Sep 2020469.0435.7
Aug 2020458.2431.1
Jul 2020454.1426.9
Jun 2020454.6423.4
May 2020454.4417.6
Apr 2020457.1415.5
Mar 2020453.5419.7
Feb 2020464.2416.0
Jan 2020461.6418.4
Dec 2019463.1418.1
Nov 2019456.8418.7
Oct 2019460.9420.2
Sep 2019467.9421.3
Aug 2019471.5421.0
Jul 2019462.1419.6
Jun 2019455.8415.0
May 2019444.9413.2
Apr 2019449.6412.6
Mar 2019453.3409.7
Feb 2019458.8410.8
Jan 2019459.8411.8
Dec 2018455.7414.4
Nov 2018464.5415.3
Oct 2018460.5417.1
Sep 2018462.2417.5
Aug 2018451.5418.3
Jul 2018454.2417.0
Jun 2018456.9411.9
May 2018460.9409.2
Apr 2018454.7407.5
Mar 2018448.3403.7
Feb 2018446.9406.1
Jan 2018450.1405.0
Dec 2017449.4406.5
Nov 2017456.4404.9
Oct 2017454.1406.0
Sep 2017447.2405.7
Aug 2017434.4407.2
Jul 2017437.7405.4
Jun 2017449.0400.2
May 2017451.9396.8
Apr 2017441.9394.4
Mar 2017440.1388.3
Feb 2017438.6389.1
Jan 2017448.1388.3
Dec 2016451.0388.7
Nov 2016452.8388.0
Oct 2016448.4386.2
Sep 2016445.6387.5
Aug 2016450.0388.1
Jul 2016456.1388.1
Jun 2016446.8384.0
May 2016438.4380.4
Apr 2016422.2376.0
Mar 2016421.8374.6
Feb 2016420.2370.8
Jan 2016423.2370.6
Dec 2015423.5369.6
Nov 2015422.7368.4
Oct 2015424.8365.6
Sep 2015423.3365.1
Aug 2015421.0364.3
Jul 2015416.0361.0
Jun 2015403.2355.0
May 2015396.5352.3
Apr 2015387.7348.5
Mar 2015393.0345.5
Feb 2015394.3344.2
Jan 2015401.3343.9
Dec 2014402.2345.7
Nov 2014399.8344.9
Oct 2014399.7346.1
Sep 2014397.7346.6
Aug 2014396.4346.2
Jul 2014384.9342.2
Jun 2014381.0337.5
May 2014376.2334.6
Apr 2014373.0331.1
Mar 2014368.9323.9
Feb 2014366.6322.7
Jan 2014368.5321.4
Dec 2013365.5321.0
Nov 2013361.1318.1
Oct 2013359.7316.4
Sep 2013359.8317.7
Aug 2013356.4317.4
Jul 2013350.0314.9
Jun 2013340.8311.4
May 2013334.9308.9
Apr 2013337.1307.3
Mar 2013339.8304.3
Feb 2013342.8302.5
Jan 2013345.8302.5
Dec 2012348.4304.6
Nov 2012352.3305.3
Oct 2012346.1305.0
Sep 2012341.5307.2
Aug 2012340.9308.3
Jul 2012345.8307.9
Jun 2012339.5306.7
May 2012332.5303.8
Apr 2012328.3302.8
Mar 2012328.5299.3
Feb 2012329.9298.5
Jan 2012329.4299.3
Dec 2011330.4301.3
Nov 2011330.1302.6
Oct 2011331.1302.5
Sep 2011333.7305.8
Aug 2011329.9306.6
Jul 2011329.3306.4
Jun 2011328.3302.6
May 2011328.9302.1
Apr 2011323.8303.4
Mar 2011325.3298.8
Feb 2011330.5300.2
Jan 2011331.9301.8
Dec 2010337.3304.3
Nov 2010336.5304.9
Oct 2010346.8308.5
Sep 2010341.5312.0
Aug 2010334.5312.8
Jul 2010323.2312.8
Jun 2010322.3309.7
May 2010324.0308.2
Apr 2010329.0306.7
Mar 2010328.8302.8
Feb 2010321.7302.8
Jan 2010313.5302.1
Dec 2009307.5303.2
Nov 2009313.7301.2
Oct 2009307.7300.2
Sep 2009302.5298.2
Aug 2009294.4295.9
Jul 2009294.1293.0
Jun 2009299.2287.8
May 2009294.4285.0
Apr 2009297.7281.1
Mar 2009299.2278.6
Feb 2009308.5280.3
Jan 2009312.9283.6
Dec 2008311.9290.3
Nov 2008316.3294.8
Oct 2008318.1303.4
Sep 2008332.8309.6
Aug 2008343.2317.6
Jul 2008346.1324.4
Jun 2008340.0328.0
May 2008331.3332.4
Apr 2008336.5330.4
Mar 2008346.5329.8
Feb 2008349.7332.2
Jan 2008352.3335.1
Dec 2007343.5341.3
Nov 2007349.7341.8
Oct 2007346.2342.0
Sep 2007352.4342.8
Aug 2007347.7342.3
Jul 2007347.1340.4
Jun 2007343.3336.1
May 2007341.1332.5
Apr 2007333.4328.7
Mar 2007327.4322.2
Feb 2007326.8319.8
Jan 2007329.8318.8
Dec 2006325.4319.0
Nov 2006319.6315.0
Oct 2006314.8313.4
Sep 2006311.2311.6
Aug 2006307.7310.3
Jul 2006305.3307.7
Jun 2006304.2303.4
May 2006307.0300.5
Apr 2006303.6297.7
Mar 2006301.3291.4
Feb 2006300.3289.0
Jan 2006300.9288.6
Dec 2005302.0289.0
Nov 2005295.3287.4
Oct 2005295.1286.6
Sep 2005289.7287.1
Aug 2005291.7287.6
Jul 2005283.6286.4
Jun 2005284.5282.8
May 2005285.5280.6
Apr 2005290.0277.6
Mar 2005295.6273.7
Feb 2005297.7271.5
Jan 2005300.6271.7
Dec 2004291.6271.9
Nov 2004287.6273.9
Oct 2004287.1274.3
Sep 2004289.3272.3
Aug 2004282.2272.8
Jul 2004274.4269.7
Jun 2004269.8264.1
May 2004270.5259.5
Apr 2004269.9256.4
Mar 2004271.4245.3
Feb 2004270.7244.7
Jan 2004264.7247.1
Dec 2003259.9245.6
Nov 2003258.3240.9
Oct 2003262.1243.6
Sep 2003265.6239.4
Aug 2003261.5240.2
Jul 2003267.7236.0
Jun 2003264.1231.9
May 2003266.7231.4
Apr 2003254.0233.0
Mar 2003250.3227.6
Feb 2003248.3222.8
Jan 2003251.8225.2
Dec 2002245.5226.8
Nov 2002239.7219.5
Oct 2002238.6217.3
Sep 2002244.8215.7
Aug 2002245.7210.6
Jul 2002235.7206.0
Jun 2002226.3204.4
May 2002218.5196.4
Apr 2002219.2191.4
Mar 2002216.8188.9
Feb 2002217.4182.5
Jan 2002211.7176.1
Dec 2001210.8176.7
Nov 2001207.9176.7
Oct 2001210.4176.7
Sep 2001207.5180.3
Aug 2001204.1180.3
Jul 2001200.3180.3
Jun 2001197.9174.1
May 2001193.3174.1
Apr 2001188.8174.1
Mar 2001185.2168.0
Feb 2001184.6168.0
Jan 2001182.2168.0
Dec 2000186.8168.9
Nov 2000190.1168.9
Oct 2000194.4168.9
Sep 2000191.1164.0
Aug 2000187.2164.0
Jul 2000186.3164.0
Jun 2000183.9161.0
May 2000180.1161.0
Apr 2000170.4161.0
Mar 2000163.1152.6
Feb 2000161.4152.6
Jan 2000162.0152.6
Dec 1999165.7148.8
Nov 1999161.6148.8
Oct 1999157.9148.8
Sep 1999151.8145.1
Aug 1999149.1145.1
Jul 1999144.4145.1
Jun 1999140.2137.1
May 1999139.9137.1
Apr 1999141.3137.1
Mar 1999138.5131.5
Feb 1999132.6131.5
Jan 1999128.2131.5
Dec 1998131.1130.7
Nov 1998135.2130.7
Oct 1998136.5130.7
Sep 1998137.0131.3
Aug 1998134.1131.3
Jul 1998133.3131.3
Jun 1998131.3125.8
May 1998131.4125.8
Apr 1998130.7125.8
Mar 1998128.6119.5
Feb 1998127.1119.5
Jan 1998125.9119.5
Dec 1997124.1116.5
Nov 1997121.9116.5
Oct 1997120.3116.5
Sep 1997120.4117.4
Aug 1997120.1117.4
Jul 1997116.8117.4
Jun 1997113.0111.7
May 1997109.6111.7
Apr 1997109.1111.7
Mar 1997109.9109.5
Feb 1997111.7109.5
Jan 1997110.0109.5
Dec 1996107.1108.0
Nov 1996103.8108.0
Oct 1996103.8108.0
Sep 1996103.7106.2
Aug 1996102.5106.2
Jul 1996102.3106.2
Jun 1996101.4102.2
May 1996101.2102.2
Apr 1996100.4102.2
Mar 199699.1102.1
Feb 199698.7102.1
Jan 199698.6102.1
Dec 199598.4100.6
Nov 199598.1100.6
Oct 199597.2100.6
Sep 199599.8102.0
Aug 1995101.5102.0
Jul 1995101.6102.0
Jun 1995100.0101.1
May 199599.2101.1
Apr 199599.1101.1
Mar 199599.3100.0
Feb 199599.1100.0
Jan 1995100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
July 1995October 1995−4.3%39
September 1998January 1999−6.4%42
October 2000January 2001−6.3%35
July 2003November 2003−3.5%43
January 2005July 2005−5.7%65
September 2007July 2009−16.5%2249
December 2014April 2015−3.6%42
July 2016August 2017−4.8%133
November 2018May 2019−4.2%63
August 2019March 2020−3.8%78
January 2021April 2021−4.4%37
October 2022May 2023−3.7%73
August 2023December 2023−6.0%413

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Vale of White Horse

Sale prices have an 80% chance of landing between £401,785 and £447,079 by August 2027.

Expected, August 2027
£424,432
Chance of a rise
76%

At the average sale price, a home costs £411,712. With 10% down and a 30-year mortgage, the payment is £1,900 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
26%
Payment, one income
51%

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,369
Owning per month
£1,938

9.7% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
970
Per 1,000 residents
6.4

Figures for United Kingdom: Vale of White Horse has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population grew by 2,916 while 1,180 homes were finished: 2.5 new residents for every new home.

New residents per new home, 2025
2.5
Population change, 2025
+2,916

4.6% of the 60,448 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
4.6%
Empty homes
2,790

In 2025, 6% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
6%