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Stirling · report

Past price cycles in Stirling

Sale prices have fallen by 3% or more 14 times since 2004. The deepest began in February 2008.

Deepest fall
−18.4%
Recovery from the low
62 months

Prices in Stirling and the UK, indexed

Average sale prices, both set to 100 in January 2004.

  • Stirling
  • United Kingdom
  • 100 = January 2004
Show the numbers
PeriodStirlingUnited Kingdom
Aug 2026223.8216.4
Jul 2026226.5215.7
Jun 2026225.4214.5
May 2026222.8215.7
Apr 2026216.3214.7
Mar 2026216.1212.9
Feb 2026215.9213.5
Jan 2026215.5213.0
Dec 2025213.2212.4
Nov 2025215.9214.4
Oct 2025217.7213.8
Sep 2025220.3213.6
Aug 2025219.9214.4
Jul 2025220.6213.1
Jun 2025213.3211.4
May 2025214.3209.3
Apr 2025206.1206.2
Mar 2025209.8212.4
Feb 2025206.4209.8
Jan 2025214.6210.0
Dec 2024216.0209.2
Nov 2024216.5209.6
Oct 2024214.2210.2
Sep 2024212.2209.8
Aug 2024212.7210.1
Jul 2024211.2208.0
Jun 2024212.8205.7
May 2024210.6204.9
Apr 2024205.3203.3
Mar 2024202.5202.2
Feb 2024200.7201.8
Jan 2024203.5202.9
Dec 2023203.0203.0
Nov 2023206.3204.8
Oct 2023209.1206.2
Sep 2023206.6207.1
Aug 2023204.5208.1
Jul 2023200.8207.0
Jun 2023198.4204.7
May 2023193.3203.9
Apr 2023194.9203.3
Mar 2023194.4202.8
Feb 2023202.4205.1
Jan 2023200.6206.8
Dec 2022205.3208.6
Nov 2022203.2210.3
Oct 2022203.7210.6
Sep 2022205.5210.6
Aug 2022204.2210.1
Jul 2022204.4208.4
Jun 2022196.7204.6
May 2022191.9202.1
Apr 2022185.5199.8
Mar 2022187.3197.5
Feb 2022188.3196.8
Jan 2022196.7196.6
Dec 2021194.7194.3
Nov 2021196.6193.3
Oct 2021192.9189.6
Sep 2021191.5194.5
Aug 2021188.5188.9
Jul 2021185.5183.4
Jun 2021184.7192.4
May 2021181.6182.7
Apr 2021178.8181.5
Mar 2021177.8184.2
Feb 2021178.2181.5
Jan 2021180.3181.0
Dec 2020176.7181.0
Nov 2020176.2179.6
Oct 2020167.9177.8
Sep 2020170.5176.3
Aug 2020167.4174.5
Jul 2020175.4172.8
Jun 2020173.0171.4
May 2020170.4169.0
Apr 2020163.8168.1
Mar 2020166.0169.9
Feb 2020166.4168.4
Jan 2020167.1169.3
Dec 2019162.1169.2
Nov 2019163.1169.4
Oct 2019163.0170.0
Sep 2019164.3170.5
Aug 2019160.0170.4
Jul 2019160.3169.8
Jun 2019160.1167.9
May 2019161.6167.2
Apr 2019157.9167.0
Mar 2019155.3165.8
Feb 2019154.6166.3
Jan 2019154.3166.7
Dec 2018154.1167.7
Nov 2018153.9168.1
Oct 2018154.4168.8
Sep 2018154.9169.0
Aug 2018154.3169.3
Jul 2018152.4168.8
Jun 2018150.4166.7
May 2018149.0165.6
Apr 2018148.8164.9
Mar 2018146.7163.4
Feb 2018145.4164.4
Jan 2018143.6163.9
Dec 2017145.7164.5
Nov 2017143.9163.9
Oct 2017148.7164.3
Sep 2017149.3164.2
Aug 2017151.2164.8
Jul 2017147.5164.1
Jun 2017144.3162.0
May 2017141.7160.6
Apr 2017139.9159.6
Mar 2017142.0157.1
Feb 2017147.2157.5
Jan 2017148.1157.1
Dec 2016146.7157.3
Nov 2016143.5157.0
Oct 2016143.5156.3
Sep 2016146.6156.8
Aug 2016148.3157.1
Jul 2016146.9157.1
Jun 2016141.3155.4
May 2016137.2153.9
Apr 2016139.1152.2
Mar 2016137.8151.6
Feb 2016139.1150.1
Jan 2016137.1150.0
Dec 2015137.1149.6
Nov 2015134.4149.1
Oct 2015136.1148.0
Sep 2015136.9147.8
Aug 2015140.5147.5
Jul 2015135.6146.1
Jun 2015134.8143.7
May 2015135.7142.6
Apr 2015136.8141.1
Mar 2015138.0139.8
Feb 2015134.0139.3
Jan 2015134.6139.2
Dec 2014131.4139.9
Nov 2014133.0139.6
Oct 2014133.5140.1
Sep 2014138.1140.3
Aug 2014139.3140.1
Jul 2014139.4138.5
Jun 2014135.3136.6
May 2014130.6135.4
Apr 2014126.8134.0
Mar 2014127.5131.1
Feb 2014126.5130.6
Jan 2014128.3130.1
Dec 2013128.5129.9
Nov 2013129.9128.7
Oct 2013130.6128.0
Sep 2013129.1128.6
Aug 2013128.3128.5
Jul 2013127.3127.5
Jun 2013127.4126.0
May 2013123.6125.0
Apr 2013126.5124.4
Mar 2013127.7123.1
Feb 2013129.9122.4
Jan 2013128.3122.4
Dec 2012128.5123.3
Nov 2012131.4123.5
Oct 2012132.3123.4
Sep 2012131.1124.3
Aug 2012132.2124.8
Jul 2012133.0124.6
Jun 2012133.2124.1
May 2012129.8122.9
Apr 2012127.8122.5
Mar 2012127.1121.2
Feb 2012130.3120.8
Jan 2012129.8121.1
Dec 2011131.3122.0
Nov 2011131.4122.5
Oct 2011134.3122.4
Sep 2011135.9123.8
Aug 2011134.6124.1
Jul 2011132.8124.0
Jun 2011135.4122.5
May 2011134.2122.3
Apr 2011127.9122.8
Mar 2011127.1120.9
Feb 2011130.2121.5
Jan 2011138.7122.1
Dec 2010138.6123.2
Nov 2010137.7123.4
Oct 2010138.1124.9
Sep 2010138.6126.3
Aug 2010137.5126.6
Jul 2010131.7126.6
Jun 2010129.2125.3
May 2010133.8124.7
Apr 2010136.9124.1
Mar 2010132.7122.6
Feb 2010130.5122.6
Jan 2010132.2122.3
Dec 2009139.2122.7
Nov 2009140.4121.9
Oct 2009140.2121.5
Sep 2009135.7120.7
Aug 2009134.9119.7
Jul 2009130.9118.6
Jun 2009134.0116.5
May 2009130.2115.4
Apr 2009135.6113.8
Mar 2009136.7112.8
Feb 2009136.1113.5
Jan 2009133.0114.8
Dec 2008130.7117.5
Nov 2008135.4119.3
Oct 2008138.0122.8
Sep 2008144.7125.3
Aug 2008148.9128.6
Jul 2008147.1131.3
Jun 2008138.1132.7
May 2008133.9134.5
Apr 2008138.0133.7
Mar 2008149.5133.5
Feb 2008151.5134.5
Jan 2008149.6135.6
Dec 2007144.7138.1
Nov 2007141.8138.3
Oct 2007140.5138.4
Sep 2007138.5138.7
Aug 2007145.2138.6
Jul 2007143.2137.8
Jun 2007139.3136.0
May 2007126.9134.6
Apr 2007122.3133.0
Mar 2007124.1130.4
Feb 2007127.2129.4
Jan 2007133.4129.0
Dec 2006131.8129.1
Nov 2006134.2127.5
Oct 2006131.4126.8
Sep 2006130.8126.1
Aug 2006130.9125.6
Jul 2006132.0124.6
Jun 2006130.3122.8
May 2006124.2121.6
Apr 2006119.3120.5
Mar 2006118.8117.9
Feb 2006122.4117.0
Jan 2006124.6116.8
Dec 2005119.2117.0
Nov 2005115.6116.3
Oct 2005115.3116.0
Sep 2005120.6116.2
Aug 2005117.1116.4
Jul 2005112.3115.9
Jun 2005110.4114.4
May 2005108.8113.5
Apr 2005106.6112.3
Mar 2005108.2110.8
Feb 2005110.0109.9
Jan 2005107.2110.0
Dec 2004101.1110.0
Nov 2004101.5110.9
Oct 2004108.0111.0
Sep 2004108.7110.2
Aug 2004105.1110.4
Jul 2004101.1109.2
Jun 200499.5106.9
May 200497.2105.0
Apr 200491.3103.8
Mar 200491.199.3
Feb 200491.599.0
Jan 2004100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
January 2004March 2004−8.9%24
September 2004December 2004−7.0%32
February 2005April 2005−3.0%22
September 2005October 2005−4.4%13
January 2006March 2006−4.7%23
November 2006April 2007−8.9%52
August 2007September 2007−4.6%14
February 2008May 2013−18.4%6362
July 2020August 2020−4.5%13
January 2022April 2022−5.7%33
September 2022May 2023−6.0%84
October 2023February 2024−4.0%43
November 2024April 2025−4.8%53
July 2025December 2025−3.3%55

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Stirling

Next 12 months

Sale prices have an 80% chance of landing between £233,062 and £271,749 by August 2027.

Expected, August 2027
£252,406
Chance of a rise
85%

Affordability

At the average sale price, a home costs £236,541. With 10% down and a 30-year mortgage, the payment is £1,091 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
15%
Payment, one income
30%

Buy or rent

Figures for Scotland: Stirling has no reliable figures of its own.

Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,011
Owning per month
£934

New homes

42.6% more homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
315
Per 1,000 residents
3.3

Foreign buyers

Figures for United Kingdom: Stirling has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

People and new homes

In 2025 the population fell by 580 while 229 homes were finished.

Homes finished, 2025
229
Population change, 2025
−580

Renovation

In 2026, 0% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2026
0%