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Knowsley · report

Buy or rent in Knowsley

Owning and renting the average home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£860
Owning per month
£902

Try your own numbers

Starting from the average sale price of £191,550 and the average private rent of £860 a month in Knowsley, and a mortgage rate of 4.6%.

Assumptions
4.6
1
Buildings insurance, maintenance, and any service charge and ground rent. Council tax is paid by tenants too, so it is left out.
3
What the deposit and purchase costs could earn if invested instead.
7
Stamp duty (land transaction tax in Wales, LBTT in Scotland), conveyancing, survey and lender's fees, paid once.

Owning and renting cost about the same each month.

Rent a month
£860
Owning a month, not recovered
£902
Interest
£661
Running costs
£160
Return given up
£81
Cash out a month, if buying
£1,043

Gross rental yield in Knowsley

A year's rent as a share of the average sale price, month by month. Higher means rent is dear compared with buying.

Show the numbers
PeriodKnowsley
Aug 20265.4%
Jul 20265.4%
Jun 20265.3%
May 20265.2%
Apr 20265.0%
Mar 20265.0%
Feb 20264.9%
Jan 20265.0%
Dec 20255.0%
Nov 20255.0%
Oct 20254.9%
Sep 20254.9%
Aug 20254.9%
Jul 20254.9%
Jun 20255.0%
May 20255.0%
Apr 20255.0%
Mar 20254.9%
Feb 20254.9%
Jan 20255.0%
Dec 20245.0%
Nov 20245.1%
Oct 20245.0%
Sep 20245.0%
Aug 20245.0%
Jul 20245.0%
Jun 20245.0%
May 20244.9%
Apr 20244.9%
Mar 20244.9%
Feb 20244.7%
Jan 20244.8%
Dec 20234.6%
Nov 20234.7%
Oct 20234.6%
Sep 20234.6%
Aug 20234.5%
Jul 20234.6%
Jun 20234.6%
May 20234.5%
Apr 20234.5%
Mar 20234.4%
Feb 20234.4%
Jan 20234.3%
Dec 20224.3%
Nov 20224.3%
Oct 20224.4%
Sep 20224.3%
Aug 20224.3%
Jul 20224.3%
Jun 20224.4%
May 20224.4%
Apr 20224.5%
Mar 20224.6%
Feb 20224.6%
Jan 20224.7%
Dec 20214.7%
Nov 20214.6%
Oct 20214.6%
Sep 20214.7%
Aug 20214.7%
Jul 20214.7%
Jun 20214.7%
May 20214.9%
Apr 20214.9%
Mar 20215.0%
Feb 20214.9%
Jan 20214.9%
Dec 20204.9%
Nov 20204.9%
Oct 20205.0%
Sep 20205.1%
Aug 20205.2%
Jul 20205.1%
Jun 20205.1%
May 20205.2%
Apr 20205.2%
Mar 20205.2%
Feb 20205.2%
Jan 20205.2%
Dec 20195.2%
Nov 20195.2%
Oct 20195.2%
Sep 20195.2%
Aug 20195.2%
Jul 20195.3%
Jun 20195.3%
May 20195.4%
Apr 20195.3%
Mar 20195.3%
Feb 20195.4%
Jan 20195.3%
Dec 20185.3%
Nov 20185.3%
Oct 20185.3%
Sep 20185.3%
Aug 20185.4%
Jul 20185.4%
Jun 20185.3%
May 20185.4%
Apr 20185.4%
Mar 20185.5%
Feb 20185.5%
Jan 20185.6%
Dec 20175.5%
Nov 20175.5%
Oct 20175.5%
Sep 20175.5%
Aug 20175.4%
Jul 20175.4%
Jun 20175.5%
May 20175.5%
Apr 20175.4%
Mar 20175.4%
Feb 20175.4%
Jan 20175.5%
Dec 20165.5%
Nov 20165.5%
Oct 20165.5%
Sep 20165.5%
Aug 20165.6%
Jul 20165.6%
Jun 20165.8%
May 20165.9%
Apr 20165.9%
Mar 20165.9%
Feb 20165.7%
Jan 20165.7%
Dec 20155.7%
Nov 20155.9%
Oct 20155.8%
Sep 20155.8%
Aug 20155.8%
Jul 20155.9%
Jun 20156.0%
May 20156.0%
Apr 20156.0%
Mar 20156.1%
Feb 20156.1%
Jan 20156.1%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are ONS's average of all private tenancies, new and continuing, which runs below what a new tenant pays; Scotland's are mostly advertised new lets, and its councils and Northern Ireland's take their nation's figure.

Other reports for Knowsley

Sale prices have an 80% chance of landing between £170,591 and £205,222 by August 2027.

Expected, August 2027
£187,906
Chance of a rise
39%

At the average sale price, a home costs £191,550. With 10% down and a 30-year mortgage, the payment is £884 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
14%
Payment, one income
28%

45.3% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
360
Per 1,000 residents
2.2

Figures for United Kingdom: Knowsley has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

Sale prices have fallen by 3% or more 9 times since 1995. The deepest began in April 2008.

Deepest fall
−23.0%
Recovery from the low
85 months

In 2025 the population grew by 2,008 while 470 homes were finished: 4.3 new residents for every new home.

New residents per new home, 2025
4.3
Population change, 2025
+2,008

5.0% of the 69,671 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
5.0%
Empty homes
3,490

In 2025, 1% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
1%