Ceredigion · report
House prices in Ceredigion: the next 12 months
Sale prices have an 80% chance of landing between £184,768 and £249,794 by August 2027.
- Expected, August 2027
- £217,281
- Chance of a rise
- 25%
Ceredigion: five years of prices and the expected path
Average sale price per home, £, monthly, with the next 12 months' expected path
- Ceredigion
- Wales
- United Kingdom
- Expected path
- 80% range
Show the numbers
| Period | Ceredigion | Wales | United Kingdom |
|---|---|---|---|
| Aug 2027 · Expected path | £217,281 (£184,768–£249,794) | £224,653 | £280,154 |
| Jul 2027 · Expected path | £218,700 (£187,636–£249,765) | £223,962 | £279,560 |
| Jun 2027 · Expected path | £220,120 (£190,562–£249,678) | £223,271 | £278,967 |
| May 2027 · Expected path | £221,539 (£193,556–£249,523) | £222,581 | £278,374 |
| Apr 2027 · Expected path | £222,959 (£196,630–£249,287) | £221,890 | £277,781 |
| Mar 2027 · Expected path | £224,378 (£199,802–£248,955) | £221,199 | £277,188 |
| Feb 2027 · Expected path | £225,798 (£203,092–£248,503) | £220,508 | £276,595 |
| Jan 2027 · Expected path | £227,217 (£206,533–£247,901) | £219,817 | £276,002 |
| Dec 2026 · Expected path | £228,636 (£210,175–£247,098) | £219,126 | £275,409 |
| Nov 2026 · Expected path | £230,056 (£214,102–£246,010) | £218,436 | £274,816 |
| Oct 2026 · Expected path | £231,475 (£218,476–£244,474) | £217,745 | £274,223 |
| Sep 2026 · Expected path | £232,895 (£223,723–£242,066) | £217,054 | £273,630 |
| Aug 2026 | £234,314 | £216,363 | £273,037 |
| Jul 2026 | £235,196 | £214,167 | £272,146 |
| Jun 2026 | £236,623 | £212,315 | £270,690 |
| May 2026 | £244,932 | £215,787 | £272,221 |
| Apr 2026 | £246,187 | £213,662 | £270,966 |
| Mar 2026 | £243,455 | £214,009 | £268,631 |
| Feb 2026 | £246,900 | £212,147 | £269,423 |
| Jan 2026 | £251,229 | £210,347 | £268,814 |
| Dec 2025 | £248,143 | £212,902 | £268,002 |
| Nov 2025 | £243,765 | £210,567 | £270,472 |
| Oct 2025 | £236,177 | £211,527 | £269,819 |
| Sep 2025 | £233,922 | £211,004 | £269,556 |
| Aug 2025 | £238,277 | £209,851 | £270,575 |
| Jul 2025 | £238,125 | £209,546 | £268,843 |
| Jun 2025 | £233,519 | £209,486 | £266,796 |
| May 2025 | £227,372 | £206,642 | £264,078 |
| Apr 2025 | £228,384 | £205,275 | £260,162 |
| Mar 2025 | £226,612 | £207,151 | £268,019 |
| Feb 2025 | £226,454 | £205,266 | £264,771 |
| Jan 2025 | £231,161 | £206,010 | £264,936 |
| Dec 2024 | £243,736 | £204,641 | £263,991 |
| Nov 2024 | £245,933 | £207,435 | £264,515 |
| Oct 2024 | £243,664 | £207,454 | £265,252 |
| Sep 2024 | £238,318 | £203,822 | £264,750 |
| Aug 2024 | £233,091 | £207,156 | £265,085 |
| Jul 2024 | £233,586 | £204,982 | £262,479 |
| Jun 2024 | £237,634 | £204,368 | £259,585 |
| May 2024 | £237,578 | £199,330 | £258,565 |
| Apr 2024 | £231,961 | £199,545 | £256,478 |
| Mar 2024 | £231,585 | £200,795 | £255,082 |
| Feb 2024 | £235,729 | £199,272 | £254,633 |
| Jan 2024 | £241,621 | £197,808 | £255,972 |
| Dec 2023 | £241,327 | £202,077 | £256,177 |
| Nov 2023 | £248,077 | £201,778 | £258,368 |
| Oct 2023 | £249,395 | £202,477 | £260,129 |
| Sep 2023 | £246,294 | £204,460 | £261,318 |
| Aug 2023 | £242,959 | £203,852 | £262,602 |
| Jul 2023 | £237,825 | £202,620 | £261,182 |
| Jun 2023 | £236,943 | £200,183 | £258,275 |
| May 2023 | £232,805 | £199,616 | £257,330 |
| Apr 2023 | £226,454 | £195,717 | £256,479 |
| Mar 2023 | £227,872 | £199,167 | £255,885 |
| Feb 2023 | £233,225 | £200,870 | £258,788 |
| Jan 2023 | £244,903 | £201,853 | £260,941 |
| Dec 2022 | £251,258 | £206,563 | £263,190 |
| Nov 2022 | £246,598 | £205,941 | £265,299 |
| Oct 2022 | £245,319 | £208,209 | £265,693 |
| Sep 2022 | £245,340 | £207,696 | £265,727 |
| Aug 2022 | £239,872 | £204,218 | £265,124 |
| Jul 2022 | £231,975 | £203,313 | £262,904 |
| Jun 2022 | £228,022 | £200,277 | £258,118 |
| May 2022 | £232,168 | £196,682 | £255,040 |
| Apr 2022 | £234,248 | £195,875 | £252,167 |
| Mar 2022 | £230,472 | £191,471 | £249,232 |
| Feb 2022 | £231,487 | £189,656 | £248,309 |
| Jan 2022 | £229,729 | £191,552 | £248,031 |
| Dec 2021 | £227,789 | £189,741 | £245,189 |
| Nov 2021 | £222,910 | £186,520 | £243,930 |
| Oct 2021 | £217,155 | £186,951 | £239,236 |
| Sep 2021 | £212,153 | £185,561 | £245,371 |
What the model expects
The central estimate at each horizon, and the range prices land in 8 times out of 10.
| Horizon | Expected | 80% range | Chance of a rise | Chance of beating inflation |
|---|---|---|---|---|
| In 3 months (November 2026) | £230,056 | £214,102 – £246,010 | 37% | 31% |
| In 4 months (December 2026) | £228,636 | £210,175 – £247,098 | 35% | 28% |
| In 12 months (August 2027) | £217,281 | £184,768 – £249,794 | 25% | 16% |
The outlook carries the region's own monthly price history forward: the recent trend and how far prices usually stray from it. It knows nothing about interest-rate decisions, new laws or local projects, so read it as a description of momentum, not a forecast to act on.
Other reports for Ceredigion
At the average sale price, a home costs £234,314. With 10% down and a 30-year mortgage, the payment is £1,081 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.
- Payment, two incomes
- 19%
- Payment, one income
- 39%
Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.
- Rent per month
- £724
- Owning per month
- £1,103
42.1% fewer homes were started in the last 12 months than in an average year of the past decade.
- Started, 12 months
- 82
- Per 1,000 residents
- 1.1
Figures for United Kingdom: Ceredigion has no reliable figures of its own.
Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.
- Bought by buyers abroad, 12 months
- 1.8%
Sale prices have fallen by 3% or more 13 times since 1995. The deepest began in February 2008.
- Deepest fall
- −23.1%
- Recovery from the low
- 138 months
In 2025 the population fell by 27 while 100 homes were finished.
- Homes finished, 2025
- 100
- Population change, 2025
- −27
13.5% of the 36,744 homes counted in the 2021 census had nobody usually living in them.
- Empty, 2021 census
- 13.5%
- Empty homes
- 4,965