Imofolio

Cambridge · report

Past price cycles in Cambridge

Sale prices have fallen by 3% or more 12 times since 1995. The deepest began in December 2007.

Deepest fall
−20.7%
Recovery from the low
32 months

Prices in Cambridge and the UK, indexed

Average sale prices, both set to 100 in January 1995.

  • Cambridge
  • United Kingdom
  • 100 = January 1995
Show the numbers
PeriodCambridgeUnited Kingdom
Aug 2026607.9534.7
Jul 2026612.4532.9
Jun 2026608.7530.1
May 2026603.3533.1
Apr 2026603.4530.6
Mar 2026604.1526.0
Feb 2026604.5527.6
Jan 2026601.1526.4
Dec 2025618.7524.8
Nov 2025622.6529.6
Oct 2025631.1528.4
Sep 2025621.1527.8
Aug 2025621.4529.8
Jul 2025614.0526.5
Jun 2025615.9522.4
May 2025613.1517.1
Apr 2025623.6509.5
Mar 2025623.2524.8
Feb 2025624.7518.5
Jan 2025631.9518.8
Dec 2024643.9517.0
Nov 2024652.2518.0
Oct 2024653.7519.4
Sep 2024645.4518.4
Aug 2024640.8519.1
Jul 2024628.4514.0
Jun 2024624.5508.3
May 2024614.4506.3
Apr 2024613.2502.2
Mar 2024609.7499.5
Feb 2024619.8498.6
Jan 2024628.2501.2
Dec 2023637.6501.6
Nov 2023638.6505.9
Oct 2023634.5509.4
Sep 2023625.6511.7
Aug 2023641.2514.2
Jul 2023646.8511.4
Jun 2023646.2505.8
May 2023634.6503.9
Apr 2023631.7502.2
Mar 2023638.2501.1
Feb 2023635.0506.8
Jan 2023639.4511.0
Dec 2022661.0515.4
Nov 2022673.8519.5
Oct 2022670.4520.3
Sep 2022657.3520.3
Aug 2022650.1519.2
Jul 2022638.7514.8
Jun 2022633.5505.4
May 2022625.3499.4
Apr 2022636.5493.8
Mar 2022632.0488.0
Feb 2022628.9486.2
Jan 2022603.4485.7
Dec 2021589.1480.1
Nov 2021587.1477.7
Oct 2021588.5468.5
Sep 2021589.4480.5
Aug 2021587.8466.8
Jul 2021585.9453.1
Jun 2021579.5475.4
May 2021569.5451.4
Apr 2021570.4448.4
Mar 2021573.0455.2
Feb 2021585.3448.6
Jan 2021590.1447.3
Dec 2020591.5447.3
Nov 2020590.0443.9
Oct 2020584.7439.4
Sep 2020591.5435.7
Aug 2020588.3431.1
Jul 2020590.0426.9
Jun 2020578.7423.4
May 2020575.3417.6
Apr 2020586.3415.5
Mar 2020591.3419.7
Feb 2020591.1416.0
Jan 2020572.0418.4
Dec 2019574.9418.1
Nov 2019580.3418.7
Oct 2019593.4420.2
Sep 2019588.6421.3
Aug 2019578.5421.0
Jul 2019572.9419.6
Jun 2019576.3415.0
May 2019571.1413.2
Apr 2019565.5412.6
Mar 2019558.9409.7
Feb 2019572.1410.8
Jan 2019587.9411.8
Dec 2018598.1414.4
Nov 2018589.6415.3
Oct 2018587.7417.1
Sep 2018590.2417.5
Aug 2018595.0418.3
Jul 2018588.2417.0
Jun 2018580.5411.9
May 2018584.6409.2
Apr 2018586.6407.5
Mar 2018583.0403.7
Feb 2018569.4406.1
Jan 2018572.0405.0
Dec 2017575.3406.5
Nov 2017581.0404.9
Oct 2017583.6406.0
Sep 2017596.5405.7
Aug 2017607.2407.2
Jul 2017602.3405.4
Jun 2017586.6400.2
May 2017574.9396.8
Apr 2017566.2394.4
Mar 2017560.2388.3
Feb 2017562.0389.1
Jan 2017560.8388.3
Dec 2016531.7388.7
Nov 2016528.4388.0
Oct 2016532.1386.2
Sep 2016571.4387.5
Aug 2016571.2388.1
Jul 2016564.6388.1
Jun 2016567.2384.0
May 2016573.7380.4
Apr 2016582.2376.0
Mar 2016572.8374.6
Feb 2016575.2370.8
Jan 2016571.5370.6
Dec 2015566.5369.6
Nov 2015554.8368.4
Oct 2015552.3365.6
Sep 2015550.8365.1
Aug 2015548.1364.3
Jul 2015543.7361.0
Jun 2015536.0355.0
May 2015522.8352.3
Apr 2015514.2348.5
Mar 2015516.0345.5
Feb 2015508.4344.2
Jan 2015499.4343.9
Dec 2014485.3345.7
Nov 2014490.3344.9
Oct 2014494.2346.1
Sep 2014497.7346.6
Aug 2014494.8346.2
Jul 2014492.1342.2
Jun 2014488.2337.5
May 2014468.3334.6
Apr 2014455.7331.1
Mar 2014437.1323.9
Feb 2014448.6322.7
Jan 2014442.9321.4
Dec 2013452.9321.0
Nov 2013434.5318.1
Oct 2013435.2316.4
Sep 2013429.7317.7
Aug 2013431.6317.4
Jul 2013429.7314.9
Jun 2013427.4311.4
May 2013430.4308.9
Apr 2013422.2307.3
Mar 2013421.8304.3
Feb 2013415.6302.5
Jan 2013416.7302.5
Dec 2012402.2304.6
Nov 2012403.0305.3
Oct 2012400.2305.0
Sep 2012407.8307.2
Aug 2012396.5308.3
Jul 2012397.9307.9
Jun 2012396.8306.7
May 2012392.8303.8
Apr 2012380.6302.8
Mar 2012374.3299.3
Feb 2012378.1298.5
Jan 2012388.5299.3
Dec 2011390.5301.3
Nov 2011385.7302.6
Oct 2011374.6302.5
Sep 2011370.2305.8
Aug 2011373.9306.6
Jul 2011371.4306.4
Jun 2011368.2302.6
May 2011364.2302.1
Apr 2011359.0303.4
Mar 2011351.0298.8
Feb 2011350.2300.2
Jan 2011354.7301.8
Dec 2010365.8304.3
Nov 2010370.9304.9
Oct 2010373.1308.5
Sep 2010367.8312.0
Aug 2010356.6312.8
Jul 2010355.3312.8
Jun 2010353.5309.7
May 2010356.8308.2
Apr 2010354.1306.7
Mar 2010351.8302.8
Feb 2010348.3302.8
Jan 2010345.8302.1
Dec 2009336.5303.2
Nov 2009341.6301.2
Oct 2009346.2300.2
Sep 2009345.5298.2
Aug 2009331.6295.9
Jul 2009322.5293.0
Jun 2009322.3287.8
May 2009315.3285.0
Apr 2009302.2281.1
Mar 2009298.9278.6
Feb 2009306.2280.3
Jan 2009309.9283.6
Dec 2008307.0290.3
Nov 2008305.8294.8
Oct 2008310.8303.4
Sep 2008322.2309.6
Aug 2008337.4317.6
Jul 2008347.5324.4
Jun 2008346.6328.0
May 2008345.5332.4
Apr 2008349.2330.4
Mar 2008354.5329.8
Feb 2008363.8332.2
Jan 2008369.3335.1
Dec 2007377.1341.3
Nov 2007368.7341.8
Oct 2007367.4342.0
Sep 2007364.6342.8
Aug 2007366.6342.3
Jul 2007364.1340.4
Jun 2007362.6336.1
May 2007359.0332.5
Apr 2007352.1328.7
Mar 2007346.8322.2
Feb 2007349.3319.8
Jan 2007348.8318.8
Dec 2006347.2319.0
Nov 2006341.6315.0
Oct 2006335.5313.4
Sep 2006334.5311.6
Aug 2006327.3310.3
Jul 2006330.7307.7
Jun 2006324.3303.4
May 2006324.8300.5
Apr 2006314.7297.7
Mar 2006308.0291.4
Feb 2006297.7289.0
Jan 2006292.5288.6
Dec 2005292.0289.0
Nov 2005296.9287.4
Oct 2005298.9286.6
Sep 2005300.5287.1
Aug 2005294.4287.6
Jul 2005289.7286.4
Jun 2005287.1282.8
May 2005291.2280.6
Apr 2005284.8277.6
Mar 2005284.5273.7
Feb 2005281.2271.5
Jan 2005292.0271.7
Dec 2004290.3271.9
Nov 2004296.5273.9
Oct 2004297.4274.3
Sep 2004294.7272.3
Aug 2004287.1272.8
Jul 2004279.7269.7
Jun 2004280.9264.1
May 2004273.3259.5
Apr 2004269.6256.4
Mar 2004266.5245.3
Feb 2004268.4244.7
Jan 2004273.1247.1
Dec 2003270.5245.6
Nov 2003272.8240.9
Oct 2003267.5243.6
Sep 2003267.3239.4
Aug 2003264.4240.2
Jul 2003262.1236.0
Jun 2003257.4231.9
May 2003256.8231.4
Apr 2003258.7233.0
Mar 2003260.2227.6
Feb 2003256.0222.8
Jan 2003257.3225.2
Dec 2002254.4226.8
Nov 2002257.3219.5
Oct 2002251.1217.3
Sep 2002249.3215.7
Aug 2002243.4210.6
Jul 2002241.1206.0
Jun 2002238.0204.4
May 2002234.6196.4
Apr 2002226.1191.4
Mar 2002222.2188.9
Feb 2002212.6182.5
Jan 2002214.8176.1
Dec 2001211.0176.7
Nov 2001215.5176.7
Oct 2001216.4176.7
Sep 2001218.0180.3
Aug 2001210.8180.3
Jul 2001200.9180.3
Jun 2001195.7174.1
May 2001190.6174.1
Apr 2001189.2174.1
Mar 2001186.4168.0
Feb 2001186.4168.0
Jan 2001180.7168.0
Dec 2000177.1168.9
Nov 2000178.3168.9
Oct 2000182.7168.9
Sep 2000181.2164.0
Aug 2000179.8164.0
Jul 2000175.9164.0
Jun 2000178.2161.0
May 2000176.1161.0
Apr 2000171.8161.0
Mar 2000164.1152.6
Feb 2000157.5152.6
Jan 2000152.6152.6
Dec 1999147.4148.8
Nov 1999146.7148.8
Oct 1999148.1148.8
Sep 1999149.1145.1
Aug 1999146.8145.1
Jul 1999141.9145.1
Jun 1999140.7137.1
May 1999138.2137.1
Apr 1999136.5137.1
Mar 1999134.7131.5
Feb 1999134.3131.5
Jan 1999136.4131.5
Dec 1998138.1130.7
Nov 1998140.4130.7
Oct 1998139.2130.7
Sep 1998137.6131.3
Aug 1998133.1131.3
Jul 1998131.3131.3
Jun 1998127.7125.8
May 1998127.7125.8
Apr 1998125.5125.8
Mar 1998127.0119.5
Feb 1998129.3119.5
Jan 1998132.0119.5
Dec 1997130.7116.5
Nov 1997126.9116.5
Oct 1997124.4116.5
Sep 1997122.7117.4
Aug 1997121.6117.4
Jul 1997118.1117.4
Jun 1997112.4111.7
May 1997108.8111.7
Apr 1997106.8111.7
Mar 1997107.3109.5
Feb 1997105.2109.5
Jan 1997104.9109.5
Dec 1996104.4108.0
Nov 1996105.6108.0
Oct 1996105.8108.0
Sep 1996105.3106.2
Aug 1996103.8106.2
Jul 1996100.5106.2
Jun 1996100.4102.2
May 199699.7102.2
Apr 1996102.7102.2
Mar 1996102.3102.1
Feb 1996102.4102.1
Jan 199698.2102.1
Dec 199597.3100.6
Nov 199598.2100.6
Oct 1995101.7100.6
Sep 1995103.0102.0
Aug 1995101.5102.0
Jul 1995101.4102.0
Jun 1995103.0101.1
May 1995102.7101.1
Apr 1995101.5101.1
Mar 199599.2100.0
Feb 199599.6100.0
Jan 1995100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
June 1995December 1995−5.5%68
January 1998April 1998−4.9%34
November 1998February 1999−4.4%34
October 2000December 2000−3.1%22
September 2001December 2001−3.2%33
October 2004February 2005−5.4%47
December 2007March 2009−20.7%1532
December 2011March 2012−4.1%32
December 2013March 2014−3.5%31
April 2016November 2016−9.2%77
August 2017March 2019−8.0%1935
November 2022January 2026−10.8%38Not yet

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Cambridge

Sale prices have an 80% chance of landing between £444,966 and £501,509 by August 2027.

Expected, August 2027
£473,237
Chance of a rise
55%

At the average sale price, a home costs £470,360. With 10% down and a 30-year mortgage, the payment is £2,170 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
30%
Payment, one income
60%

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,805
Owning per month
£2,215

19.6% more homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
590
Per 1,000 residents
3.9

Figures for United Kingdom: Cambridge has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population fell by 1,716 while 790 homes were finished.

Homes finished, 2025
790
Population change, 2025
−1,716

6.7% of the 56,411 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
6.7%
Empty homes
3,790

In 2025, 1% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
1%