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Azuqueca de Henares · report

Buy or rent in Azuqueca de Henares

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the appraised value; rent is the mean of new leases. Repaying the loan is saving, so it is left out.

Rent per month
€784
Owning per month
€674

Try your own numbers

Starting from the average appraised value of €2,117/m², and the mean rent of leases signed in 2024, €8.7/m² a month, in Azuqueca de Henares, and a mortgage rate of 3.0%.

Assumptions
90
3
1
Property tax (IBI), insurance, maintenance and the community of owners.
3
What the deposit and purchase costs could earn if invested instead.
7
Transfer tax or VAT, stamp duty, notary and land registry, paid once.

Owning costs less each month than renting.

Rent a month
€784
Owning a month, not recovered
€668
Interest
€429
Running costs
€159
Return given up
€81
Cash out a month, if buying
€882

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the mean rent of leases signed in the year, from landlords' income tax returns (AEAT); prices are appraised values, not sale prices.

Other reports for Azuqueca de Henares

At the average appraised value, a 90 m² home costs €190,503. With 10% down and a 30-year mortgage, the payment is €727 a month. Spain sets no cap on the payment; lenders must assess each borrower's solvency.

Payment, two incomes
21%
Payment, one income
42%

Figures for Guadalajara province: Azuqueca de Henares has no reliable figures of its own.

121.0% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
2,533

Figures for Guadalajara province: Azuqueca de Henares has no reliable figures of its own.

Buyers living abroad bought 0.3% of the homes sold here in the four quarters to Q2 2026.

Bought by buyers abroad, 12 months
0.3%

Appraised values have fallen by 3% or more once since 2020. That fall began in Q1 2022.

Deepest fall
−5.3%
Recovery from the low
12 months

4.2% of the 14,220 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
4.2%
Empty homes
596