Foreign buyers in Peniche

Asking prices have an 80% chance of landing between €2,407/m² and €2,877/m² by September 2027.

At the bank valuation, a 90 m² home costs €187,470. With 10% down and a 30-year mortgage, the payment is €711 a month. Banco de Portugal caps it at 50% of a household's net income.

Owning and renting a 90 m² home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Sellers ask 21.2% more than banks value homes at. A year ago the gap was +12.7%.

1.5% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Bank valuations have fallen by 3% or more 13 times since 2016. The deepest began in August 2025.

In 2025 the population grew by 90 while 101 homes were finished: 0.9 new residents for every new home.

9.5% of the 21,524 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

In 2025, 26% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Public bodies signed €93K of housing works here in 2025, and €1.5M since 2012.