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Odemira · report

Asking prices against bank valuations in Odemira

Sellers ask 5.3% more than banks value homes at.

Gap today
+5.3%

How far apart the three prices are in Odemira

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale price
Sep 20265.3%—
Aug 202610.4%—
Jul 20267.9%—
Jun 20266.3%32.3%
May 20260.9%—
Apr 2026-0.2%—

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Odemira

Asking prices have an 80% chance of landing between €2,679/m² and €3,056/m² by September 2027.

Expected, September 2027
€2,867/m²
Chance of a rise
99%

At the median sale price, a 90 m² home costs €162,000. With 10% down and a 30-year mortgage, the payment is €615 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
35%
Payment, one income
70%

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€616
Owning per month
€568

28.7% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
30
Per 1,000 residents
0.7

Over the last 12 months, buyers domiciled abroad paid 9.8% more per m² than buyers living in Portugal.

Abroad against residents
+9.8%

Asking prices have fallen by 3% or more 6 times since 2015. The deepest began in April 2018.

Deepest fall
−15.9%
Recovery from the low
5 months

In 2025 the population fell by 898 while 43 homes were finished.

Homes finished, 2025
43
Population change, 2025
−898

17.9% of the 22,129 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
17.9%
Empty homes
3,963

In 2025, 14% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
14%
Reconstructions per 100 new buildings
0.0

Public bodies signed €158.8K of housing works here in 2024, and €691.2K since 2012.

Signed in 2024
€158.8K
Per resident, 2024
€4

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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