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Moimenta da Beira · report

Buy or rent in Moimenta da Beira

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€325
Owning per month
€171

Try your own numbers

Starting from INE's median sale price of €543/m² and median new-lease rent of 3.6 €/m² a month in Moimenta da Beira, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning costs less each month than renting.

Rent a month
€325
Owning a month, not recovered
€171
Interest
€110
Running costs
€41
Return given up
€21
Cash out a month, if buying
€226

Gross rental yield in Moimenta da Beira

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodMoimenta da Beira
Q2 20268.0%
Q1 20267.7%
Q4 20257.7%
Q3 20257.7%
Q2 20258.8%
Q1 20259.3%
Q4 20248.5%
Q3 20248.6%
Q2 20248.5%
Q1 20248.4%
Q4 20237.5%
Q3 202310.1%
Q2 20239.6%
Q1 20239.1%
Q4 20228.9%
Q3 20227.0%
Q2 20227.0%
Q1 20225.2%
Q4 20215.7%
Q3 20217.6%
Q2 20217.7%
Q1 20217.6%
Q4 20207.3%
Q3 20206.6%
Q2 20205.9%
Q1 20206.6%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Moimenta da Beira

At the median sale price, a 90 m² home costs €48,870. With 10% down and a 30-year mortgage, the payment is €185 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
9%
Payment, one income
17%

1.8% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
25
Per 1,000 residents
2.5

Figures for Douro: Moimenta da Beira has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 31.0% less per m² than buyers living in Portugal.

Abroad against residents
−31.0%

In 2025 the population grew by 146 while 9 homes were finished: 16.2 new residents for every new home.

New residents per new home, 2025
16.2
Population change, 2025
+146

13.2% of the 7,909 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
13.2%
Empty homes
1,047

In 2025, 15% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
15%
Reconstructions per 100 new buildings
9.1

Public bodies signed €1.9M of housing works here in 2025, and €3.1M since 2012.

Signed in 2025
€1.9M
Per resident, 2025
€194

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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