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Câmara de Lobos · report

Past price cycles in Câmara de Lobos

Bank valuations have fallen by 3% or more 7 times since 2021. The deepest began in January 2023.

Deepest fall
−10.1%
Recovery from the low
6 months

Prices in Câmara de Lobos and Portugal, indexed

Bank valuations, both set to 100 in March 2021.

  • Câmara de Lobos
  • Portugal
  • 100 = March 2021
Show the numbers
PeriodCâmara de LobosPortugal
Sep 2026220.8191.9
Aug 2026207.3189.9
Jul 2026212.0188.7
Jun 2026209.2187.7
May 2026212.0186.0
Apr 2026212.0183.2
Mar 2026211.9181.2
Feb 2026210.5178.8
Jan 2026218.1177.3
Dec 2025222.8175.3
Nov 2025217.7173.5
Oct 2025199.5170.6
Sep 2025195.6168.1
Aug 2025195.1165.5
Jul 2025200.2163.9
Jun 2025207.1161.0
May 2025193.7158.9
Apr 2025182.0157.2
Mar 2025173.6155.6
Feb 2025171.7152.5
Jan 2025161.0149.5
Dec 2024155.7147.2
Nov 2024171.8146.6
Oct 2024170.9145.0
Sep 2024167.4142.8
Aug 2024163.9140.2
Jul 2024163.3138.0
Jun 2024153.1136.3
May 2024153.0135.6
Apr 2024152.8134.5
Mar 2024148.3133.1
Feb 2024141.6131.4
Jan 2024139.4130.6
Dec 2023144.4129.4
Nov 2023138.0128.9
Oct 2023134.2129.4
Sep 2023131.5129.8
Aug 2023124.3129.6
Jul 2023125.9128.5
Jun 2023124.3127.9
May 2023130.1127.2
Apr 2023128.8125.6
Mar 2023135.6124.9
Feb 2023134.3124.5
Jan 2023138.3125.1
Dec 2022133.4122.8
Nov 2022131.7122.1
Oct 2022122.4119.6
Sep 2022122.6120.4
Aug 2022122.9119.1
Jul 2022125.5119.4
Jun 2022115.4118.5
May 2022113.4116.3
Apr 2022107.1114.2
Mar 2022109.4112.1
Feb 2022106.4110.7
Jan 2022105.1108.8
Dec 2021100.4108.3
Nov 202196.7107.2
Oct 202199.3105.4
Sep 202197.4104.1
Aug 2021100.0102.9
Jul 202194.4102.9
Jun 202195.9102.4
May 202195.9102.1
Apr 202197.4101.1
Mar 2021100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
March 2021July 2021−5.6%41
August 2021November 2021−3.3%31
January 2023June 2023−10.1%56
December 2023January 2024−3.5%12
November 2024December 2024−9.4%13
June 2025August 2025−5.8%23
December 2025August 2026−6.9%8Not yet

Portugal against the EU since 2015

Eurostat's house price index for all dwellings, 2015 = 100. National figures, comparable across member states.

  • Portugal
  • EU
  • 2015 = 100
Show the numbers
PeriodPortugalEU
Q2 2026301.4168.6
Q1 2026291.0166.5
Q4 2025280.2164.6
Q3 2025269.4163.5
Q2 2025258.8161.0
Q1 2025247.1158.5
Q4 2024235.7156.2
Q3 2024228.9155.1
Q2 2024220.7152.7
Q1 2024212.5149.8
Q4 2023211.3148.9
Q3 2023208.5149.1
Q2 2023204.7148.2
Q1 2023198.6147.6
Q4 2022195.9148.7
Q3 2022193.8150.9
Q2 2022188.3149.6
Q1 2022182.6146.2
Q4 2021176.0143.2
Q3 2021171.3140.2
Q2 2021166.4136.0
Q1 2021161.7132.1
Q4 2020157.7129.8
Q3 2020153.6128.1
Q2 2020154.3126.3
Q1 2020151.7124.4
Q4 2019146.1122.7
Q3 2019143.7121.5
Q2 2019140.7119.8
Q1 2019137.1117.6
Q4 2018132.3116.8
Q3 2018129.7115.9
Q2 2018128.5114.2
Q1 2018125.6112.3
Q4 2017121.1111.2
Q3 2017119.6110.4
Q2 2017115.5108.8
Q1 2017111.9106.9
Q4 2016109.6106.1
Q3 2016108.3105.4
Q2 2016106.9103.8
Q1 2016103.7102.0
Q4 2015101.8101.1
Q3 2015100.7100.8
Q2 2015100.699.8
Q1 201596.998.3

Bank valuations go back to 2011, so they include the fall after the euro crisis; asking prices start in 2015. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Câmara de Lobos

Next 12 months

Bank valuations have an 80% chance of landing between €2,237/m² and €3,311/m² by September 2027.

Expected, September 2027
€2,774/m²
Chance of a rise
74%

Affordability

At the bank valuation, a 90 m² home costs €225,180. With 10% down and a 30-year mortgage, the payment is €854 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
39%
Payment, one income
77%

Buy or rent

Renting a 90 m² home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€716
Owning per month
€778

New homes

143.7% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
284
Per 1,000 residents
8.7

Foreign buyers

Figures for Região Autónoma da Madeira: Câmara de Lobos has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 31.6% more per m² than buyers living in Portugal.

Abroad against residents
+31.6%

People and new homes

In 2025 the population grew by 263 while 277 homes were finished: 0.9 new residents for every new home.

New residents per new home, 2025
0.9
Population change, 2025
+263

Empty homes

12.1% of the 13,746 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
12.1%
Empty homes
1,668

Renovation

In 2025, 0% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
0%
Reconstructions per 100 new buildings
0.0

Public housing works

Public bodies signed €132.3K of housing works here in 2025, and €4.7M since 2012.

Signed in 2025
€132.3K
Per resident, 2025
€4

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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