Azambuja · report
Asking prices against bank valuations in Azambuja
Sellers ask 9.1% less than banks value homes at. A year ago the gap was −1.6%.
- Gap today
- −9.1%
- Change in a year
- −7.5 pp
How far apart the three prices are in Azambuja
Each line sets one measure of price against another, in %. Above zero, the first is higher.
- Asking price against bank valuation
- Asking price against sale price
- Bank valuation against sale price
- No gap
Show the numbers
| Period | Asking price against bank valuation | Asking price against sale price | Bank valuation against sale price |
|---|---|---|---|
| Sep 2026 | -9.1% | — | — |
| Aug 2026 | 2.3% | — | — |
| Jul 2026 | 2.1% | — | — |
| Jun 2026 | 11.0% | -5.3% | -10.6% |
| May 2026 | 8.6% | — | — |
| Apr 2026 | 10.7% | — | — |
| Mar 2026 | 8.6% | -4.6% | -7.8% |
| Feb 2026 | 15.1% | — | — |
| Jan 2026 | 10.8% | — | — |
| Dec 2025 | 6.7% | 4.7% | 1.4% |
| Nov 2025 | 2.5% | — | — |
| Oct 2025 | 0.5% | — | — |
| Sep 2025 | -1.6% | 11.7% | 5.7% |
| Aug 2025 | -1.1% | — | — |
| Jul 2025 | -2.4% | — | — |
| Jun 2025 | -0.9% | 10.9% | 1.5% |
| May 2025 | -1.5% | — | — |
| Apr 2025 | 3.4% | — | — |
| Mar 2025 | 7.9% | 15.8% | 4.1% |
| Feb 2025 | 12.5% | — | — |
| Jan 2025 | 16.4% | — | — |
| Dec 2024 | 21.6% | 8.6% | 0.6% |
| Nov 2024 | 11.3% | — | — |
| Oct 2024 | 11.6% | — | — |
| Sep 2024 | 14.4% | 5.1% | -0.7% |
| Aug 2024 | 10.2% | — | — |
| Jul 2024 | 10.5% | — | — |
| Jun 2024 | 6.8% | 2.6% | -1.7% |
| May 2024 | 10.4% | — | — |
| Apr 2024 | 1.5% | — | — |
| Mar 2024 | -0.2% | 7.6% | — |
| Feb 2024 | -4.5% | — | — |
| Jan 2024 | 3.3% | — | — |
| Dec 2023 | 1.9% | 5.5% | — |
| Nov 2023 | 6.7% | — | — |
| Oct 2023 | 10.4% | — | — |
| Sep 2023 | 12.7% | 1.7% | — |
| Aug 2023 | 5.8% | — | — |
| Jul 2023 | 0.6% | — | — |
New homes against existing homes, Portugal
Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.
- Existing homes
- New homes
- 2015 = 100
Show the numbers
| Period | Existing homes | New homes |
|---|---|---|
| Q2 2026 | 327.5 | 235.2 |
| Q1 2026 | 316.1 | 227.2 |
| Q4 2025 | 303.2 | 221.2 |
| Q3 2025 | 290.0 | 215.6 |
| Q2 2025 | 277.5 | 209.5 |
| Q1 2025 | 264.0 | 201.7 |
| Q4 2024 | 250.8 | 194.6 |
| Q3 2024 | 243.5 | 189.0 |
| Q2 2024 | 234.5 | 183.0 |
| Q1 2024 | 225.7 | 176.2 |
| Q4 2023 | 223.2 | 177.6 |
| Q3 2023 | 220.4 | 175.0 |
| Q2 2023 | 216.5 | 171.6 |
| Q1 2023 | 209.7 | 167.0 |
| Q4 2022 | 206.4 | 166.1 |
| Q3 2022 | 203.8 | 165.3 |
| Q2 2022 | 198.7 | 158.9 |
| Q1 2022 | 191.3 | 157.9 |
| Q4 2021 | 183.2 | 155.1 |
| Q3 2021 | 177.7 | 152.5 |
| Q2 2021 | 173.2 | 146.6 |
| Q1 2021 | 168.4 | 142.4 |
| Q4 2020 | 163.6 | 140.3 |
| Q3 2020 | 159.4 | 136.6 |
| Q2 2020 | 160.3 | 136.9 |
| Q1 2020 | 157.4 | 135.0 |
| Q4 2019 | 151.5 | 130.3 |
| Q3 2019 | 148.6 | 129.4 |
| Q2 2019 | 145.2 | 127.9 |
| Q1 2019 | 142.1 | 122.8 |
| Q4 2018 | 136.6 | 120.3 |
| Q3 2018 | 134.1 | 117.2 |
| Q2 2018 | 132.9 | 115.9 |
| Q1 2018 | 129.2 | 115.8 |
| Q4 2017 | 124.7 | 111.0 |
| Q3 2017 | 122.8 | 110.9 |
| Q2 2017 | 118.0 | 109.0 |
| Q1 2017 | 114.3 | 105.6 |
| Q4 2016 | 111.5 | 104.8 |
| Q3 2016 | 110.2 | 103.8 |
| Q2 2016 | 108.3 | 103.5 |
| Q1 2016 | 104.7 | 101.3 |
| Q4 2015 | 102.1 | 101.3 |
| Q3 2015 | 101.0 | 100.0 |
| Q2 2015 | 99.9 | 101.9 |
| Q1 2015 | 97.0 | 96.8 |
Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.
Other reports for Azambuja
Asking prices have an 80% chance of landing between €1,702/m² and €2,395/m² by September 2027.
- Expected, September 2027
- €2,049/m²
- Chance of a rise
- 53%
At the bank valuation, a 90 m² home costs €200,520. With 10% down and a 30-year mortgage, the payment is €761 a month. Banco de Portugal caps it at 50% of a household's net income.
- Payment, two incomes
- 30%
- Payment, one income
- 60%
Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.
- Rent per month
- €713
- Owning per month
- €646
144.2% more homes were licensed for construction in the last 12 months than in an average year of the past decade.
- Licensed, 12 months
- 46
- Per 1,000 residents
- 2.0
Figures for Lezíria do Tejo: Azambuja has no reliable figures of its own.
Over the last 12 months, buyers domiciled abroad paid 7.0% more per m² than buyers living in Portugal.
- Abroad against residents
- +7.0%
Asking prices have fallen by 3% or more 5 times since 2015. The deepest began in September 2015.
- Deepest fall
- −16.6%
- Recovery from the low
- 18 months
In 2025 the population grew by 189 while 22 homes were finished: 8.6 new residents for every new home.
- New residents per new home, 2025
- 8.6
- Population change, 2025
- +189
17.4% of the 11,967 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.
- Empty, 2021 census
- 17.4%
- Empty homes
- 2,084
In 2025, 5% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.
- Work on existing buildings, 2025
- 5%
- Reconstructions per 100 new buildings
- 0.0
Public bodies signed €21.9K of housing works here in 2016, and €21.9K since 2012.
- Signed in 2016
- €21.9K
- Per resident, 2016
- €1
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