Arouca · report
Asking prices against bank valuations in Arouca
Sellers ask 14.3% less than banks value homes at.
- Gap today
- −14.3%
How far apart the three prices are in Arouca
Each line sets one measure of price against another, in %. Above zero, the first is higher.
- Asking price against bank valuation
- Asking price against sale price
- No gap
Show the numbers
| Period | Asking price against bank valuation | Asking price against sale price |
|---|---|---|
| Sep 2026 | -14.3% | — |
| Aug 2026 | -7.7% | — |
| Jul 2026 | 4.3% | — |
| Jun 2026 | 4.3% | 7.5% |
| May 2026 | 2.5% | — |
| Apr 2026 | -1.8% | — |
| Mar 2026 | -13.7% | 4.5% |
| Feb 2026 | -16.4% | — |
New homes against existing homes, Portugal
Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.
- Existing homes
- New homes
- 2015 = 100
Show the numbers
| Period | Existing homes | New homes |
|---|---|---|
| Q2 2026 | 327.5 | 235.2 |
| Q1 2026 | 316.1 | 227.2 |
| Q4 2025 | 303.2 | 221.2 |
| Q3 2025 | 290.0 | 215.6 |
| Q2 2025 | 277.5 | 209.5 |
| Q1 2025 | 264.0 | 201.7 |
| Q4 2024 | 250.8 | 194.6 |
| Q3 2024 | 243.5 | 189.0 |
| Q2 2024 | 234.5 | 183.0 |
| Q1 2024 | 225.7 | 176.2 |
| Q4 2023 | 223.2 | 177.6 |
| Q3 2023 | 220.4 | 175.0 |
| Q2 2023 | 216.5 | 171.6 |
| Q1 2023 | 209.7 | 167.0 |
| Q4 2022 | 206.4 | 166.1 |
| Q3 2022 | 203.8 | 165.3 |
| Q2 2022 | 198.7 | 158.9 |
| Q1 2022 | 191.3 | 157.9 |
| Q4 2021 | 183.2 | 155.1 |
| Q3 2021 | 177.7 | 152.5 |
| Q2 2021 | 173.2 | 146.6 |
| Q1 2021 | 168.4 | 142.4 |
| Q4 2020 | 163.6 | 140.3 |
| Q3 2020 | 159.4 | 136.6 |
| Q2 2020 | 160.3 | 136.9 |
| Q1 2020 | 157.4 | 135.0 |
| Q4 2019 | 151.5 | 130.3 |
| Q3 2019 | 148.6 | 129.4 |
| Q2 2019 | 145.2 | 127.9 |
| Q1 2019 | 142.1 | 122.8 |
| Q4 2018 | 136.6 | 120.3 |
| Q3 2018 | 134.1 | 117.2 |
| Q2 2018 | 132.9 | 115.9 |
| Q1 2018 | 129.2 | 115.8 |
| Q4 2017 | 124.7 | 111.0 |
| Q3 2017 | 122.8 | 110.9 |
| Q2 2017 | 118.0 | 109.0 |
| Q1 2017 | 114.3 | 105.6 |
| Q4 2016 | 111.5 | 104.8 |
| Q3 2016 | 110.2 | 103.8 |
| Q2 2016 | 108.3 | 103.5 |
| Q1 2016 | 104.7 | 101.3 |
| Q4 2015 | 102.1 | 101.3 |
| Q3 2015 | 101.0 | 100.0 |
| Q2 2015 | 99.9 | 101.9 |
| Q1 2015 | 97.0 | 96.8 |
Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.
Other reports for Arouca
Asking prices have an 80% chance of landing between €1,196/m² and €1,640/m² by September 2027.
- Expected, September 2027
- €1,418/m²
- Chance of a rise
- 83%
At the median sale price, a 90 m² home costs €94,590. With 10% down and a 30-year mortgage, the payment is €359 a month. Banco de Portugal caps it at 50% of a household's net income.
- Payment, two incomes
- 16%
- Payment, one income
- 31%
Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.
- Rent per month
- €475
- Owning per month
- €332
6.2% more homes were licensed for construction in the last 12 months than in an average year of the past decade.
- Licensed, 12 months
- 69
- Per 1,000 residents
- 3.2
Figures for Área Metropolitana do Porto: Arouca has no reliable figures of its own.
Over the last 12 months, buyers domiciled abroad paid 31.6% more per m² than buyers living in Portugal.
- Abroad against residents
- +31.6%
Asking prices have fallen by 3% or more 9 times since 2017. The deepest began in February 2024.
- Deepest fall
- −14.3%
- Recovery from the low
- 11 months
In 2025 the population fell by 27 while 26 homes were finished.
- Homes finished, 2025
- 26
- Population change, 2025
- −27
10.1% of the 11,157 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.
- Empty, 2021 census
- 10.1%
- Empty homes
- 1,127
In 2025, 21% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.
- Work on existing buildings, 2025
- 21%
- Reconstructions per 100 new buildings
- 0.0
Public bodies signed €1.7M of housing works here in 2024, and €4.9M since 2012.
- Signed in 2024
- €1.7M
- Per resident, 2024
- €81
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