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Alentejo Litoral · report

Buy or rent in Alentejo Litoral

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€822
Owning per month
€679

Try your own numbers

Starting from INE's median sale price of €2,150/m² and median new-lease rent of 9.1 €/m² a month in Alentejo Litoral, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning costs less each month than renting.

Rent a month
€822
Owning a month, not recovered
€679
Interest
€435
Running costs
€161
Return given up
€82
Cash out a month, if buying
€895

Gross rental yield in Alentejo Litoral

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodAlentejo Litoral
Q2 20265.1%
Q1 20264.9%
Q4 20255.0%
Q3 20255.1%
Q2 20255.3%
Q1 20255.5%
Q4 20245.4%
Q3 20245.2%
Q2 20245.3%
Q1 20245.1%
Q4 20235.1%
Q3 20235.0%
Q2 20235.1%
Q1 20235.0%
Q4 20224.8%
Q3 20224.9%
Q2 20224.9%
Q1 20225.1%
Q4 20215.1%
Q3 20215.2%
Q2 20215.0%
Q1 20215.0%
Q4 20205.1%
Q3 20205.3%
Q2 20205.3%
Q1 20205.3%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Alentejo Litoral

Bank valuations have an 80% chance of landing between €2,542/m² and €3,180/m² by September 2027.

Expected, September 2027
€2,861/m²
Chance of a rise
92%

At the bank valuation, a 90 m² home costs €225,540. With 10% down and a 30-year mortgage, the payment is €856 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
41%
Payment, one income
82%

35.8% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
395
Per 1,000 residents
3.3

Over the last 12 months, buyers domiciled abroad paid 0.5% more per m² than buyers living in Portugal.

Abroad against residents
+0.5%

Bank valuations have fallen by 3% or more 9 times since 2011. The deepest began in December 2011.

Deepest fall
−20.4%
Recovery from the low
39 months

In 2025 the population fell by 839 while 246 homes were finished.

Homes finished, 2025
246
Population change, 2025
−839

In 2025, 15% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
15%
Reconstructions per 100 new buildings
0.9

Public bodies signed €5.2M of housing works here in 2025, and €14.9M since 2012.

Signed in 2025
€5.2M
Per resident, 2025
€44

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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