Imofolio

Noord-Holland province · report

Past price cycles in Noord-Holland province

Sale prices have fallen by 3% or more 6 times since 1995. The deepest began in Q3 2008.

Deepest fall
−19.6%
Recovery from the low
36 months

Prices in Noord-Holland province and the Netherlands, indexed

Average sale prices, both set to 100 in Q1 1995.

  • Noord-Holland province
  • Netherlands
  • 100 = Q1 1995
Show the numbers
PeriodNoord-Holland provinceNetherlands
Q3 2026612.8560.2
Q2 2026592.4545.7
Q1 2026597.4548.2
Q4 2025600.4540.7
Q3 2025604.1542.5
Q2 2025580.6526.5
Q1 2025587.9523.5
Q4 2024570.7514.3
Q3 2024595.8516.1
Q2 2024558.2491.2
Q1 2024535.3481.2
Q4 2023548.5470.8
Q3 2023532.0465.1
Q2 2023505.7452.8
Q1 2023521.8464.2
Q4 2022528.3462.8
Q3 2022580.4493.4
Q2 2022557.9477.8
Q1 2022570.4475.3
Q4 2021535.1448.5
Q3 2021535.7446.5
Q2 2021477.9407.3
Q1 2021496.6422.3
Q4 2020448.9380.8
Q3 2020454.0378.2
Q2 2020425.5365.1
Q1 2020435.3362.9
Q4 2019417.3348.4
Q3 2019423.0348.9
Q2 2019403.7336.9
Q1 2019405.1335.5
Q4 2018392.5326.5
Q3 2018397.9325.4
Q2 2018386.6317.0
Q1 2018378.5309.8
Q4 2017352.8297.5
Q3 2017357.0297.9
Q2 2017341.0290.2
Q1 2017335.0286.2
Q4 2016319.6275.0
Q3 2016326.9278.0
Q2 2016304.4266.8
Q1 2016302.2263.2
Q4 2015297.1261.8
Q3 2015290.9259.8
Q2 2015275.9253.2
Q1 2015270.0246.8
Q4 2014271.0250.2
Q3 2014272.7250.8
Q2 2014266.6245.8
Q1 2014256.2240.2
Q4 2013255.3238.1
Q3 2013251.4239.2
Q2 2013253.2234.9
Q1 2013252.1237.5
Q4 2012256.4244.7
Q3 2012259.1240.3
Q2 2012278.5261.2
Q1 2012286.1262.8
Q4 2011281.7259.7
Q3 2011300.2273.4
Q2 2011290.0269.2
Q1 2011290.6267.4
Q4 2010283.7263.6
Q3 2010294.5272.2
Q2 2010287.6267.3
Q1 2010282.6263.6
Q4 2009288.5264.8
Q3 2009279.5260.2
Q2 2009276.4262.3
Q1 2009297.5275.9
Q4 2008299.9281.7
Q3 2008312.7288.9
Q2 2008309.1282.3
Q1 2008309.7282.2
Q4 2007304.9278.7
Q3 2007306.4282.5
Q2 2007289.2273.9
Q1 2007288.1270.1
Q4 2006277.1264.6
Q3 2006283.8268.4
Q2 2006271.0261.0
Q1 2006263.2255.7
Q4 2005262.2251.4
Q3 2005262.3252.7
Q2 2005253.5245.3
Q1 2005250.0240.2
Q4 2004241.4235.8
Q3 2004253.8242.0
Q2 2004245.6236.5
Q1 2004244.6232.3
Q4 2003240.7232.6
Q3 2003238.1228.4
Q2 2003241.1226.3
Q1 2003235.8223.3
Q4 2002235.3224.0
Q3 2002245.0226.6
Q2 2002241.3221.3
Q1 2002240.8217.0
Q4 2001232.4214.2
Q3 2001233.5213.3
Q2 2001228.7207.8
Q1 2001222.2200.8
Q4 2000220.5200.9
Q3 2000216.7197.7
Q2 2000210.5186.7
Q1 2000195.8177.5
Q4 1999188.7172.8
Q3 1999178.3165.7
Q2 1999168.5155.4
Q1 1999159.7146.8
Q4 1998152.9143.1
Q3 1998152.9141.8
Q2 1998142.6135.2
Q1 1998137.5132.4
Q4 1997131.7130.3
Q3 1997130.3128.7
Q2 1997125.8123.5
Q1 1997121.4119.3
Q4 1996121.3118.6
Q3 1996115.9116.7
Q2 1996111.9111.7
Q1 1996111.6108.3
Q4 1995108.2106.8
Q3 1995108.6106.7
Q2 1995103.5102.6
Q1 1995100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
Q3 2002Q4 2002−3.9%318
Q3 2004Q4 2004−4.9%39
Q3 2008Q3 2013−19.6%6036
Q1 2021Q2 2021−3.8%33
Q3 2022Q2 2023−12.9%915
Q3 2024Q4 2024−4.2%39

Netherlands against the EU since 2015

Eurostat's house price index for all dwellings, 2015 = 100. National figures, comparable across member states.

  • Netherlands
  • EU
  • 2015 = 100
Show the numbers
PeriodNetherlandsEU
Q2 2026222.6168.6
Q1 2026221.4166.5
Q4 2025219.0164.6
Q3 2025218.0163.5
Q2 2025213.4161.0
Q1 2025210.3158.5
Q4 2024206.3156.2
Q3 2024202.0155.1
Q2 2024194.8152.7
Q1 2024189.9149.8
Q4 2023186.1148.9
Q3 2023182.9149.1
Q2 2023180.9148.2
Q1 2023183.1147.6
Q4 2022185.9148.7
Q3 2022190.0150.9
Q2 2022188.6149.6
Q1 2022182.9146.2
Q4 2021175.9143.2
Q3 2021169.6140.2
Q2 2021160.6136.0
Q1 2021153.7132.1
Q4 2020148.4129.8
Q3 2020146.0128.1
Q2 2020142.6126.3
Q1 2020139.3124.4
Q4 2019136.5122.7
Q3 2019134.5121.5
Q2 2019132.2119.8
Q1 2019130.3117.6
Q4 2018128.2116.8
Q3 2018126.5115.9
Q2 2018122.6114.2
Q1 2018120.3112.3
Q4 2017117.7111.2
Q3 2017115.2110.4
Q2 2017112.1108.8
Q1 2017110.2106.9
Q4 2016108.0106.1
Q3 2016106.6105.4
Q2 2016104.0103.8
Q1 2016102.5102.0
Q4 2015101.5101.1
Q3 2015101.0100.8
Q2 201599.299.8
Q1 201598.398.3

CBS's average sale prices go back to 1995: monthly for the Netherlands, by quarter for its provinces. Municipalities publish a yearly average only, so their falls are dated by year and short dips inside a year do not show. The averages are not adjusted for the mix of homes sold, so part of a fall can be a shift to cheaper homes. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Noord-Holland province

At the average sale price, a home costs €588,596. With 10% down and a 30-year mortgage, the payment is €2,511 a month. The Netherlands sets no single cap on the payment: each year the law fixes how much of their income a household may spend on the mortgage, by income and interest rate.

Payment, two incomes
30%
Payment, one income
60%

Figures for Netherlands: Noord-Holland province has no reliable figures of its own.

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is what private tenants pay on average, after housing benefit. Repaying the loan is saving, so it is left out.

Rent per month
€968
Owning per month
€2,020

27.4% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
20,744
Per 1,000 residents
6.9

In 2025 the population grew by 17,450 while 13,969 homes were finished: 1.2 new residents for every new home.

New residents per new home, 2025
1.2
Population change, 2025
+17,450

5.1% of the 1,434,810 homes registered on 1 January 2026 had nobody living in them.

Empty, 2026
5.1%
Empty homes
73,700

In 2024, 16% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2024
16%

Public bodies signed €20.4M of housing works here in 2025, and €45.5M since 2017.

Signed in 2025
€20.4M
Per resident, 2025
€7