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Papendrecht · report

Buy or rent in Papendrecht

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is what private tenants pay on average, after housing benefit. Repaying the loan is saving, so it is left out.

Rent per month
€974
Owning per month
€1,631

Try your own numbers

Starting from the average sale price of €387,172 and the average rent private tenants paid in 2024, €974 a month after housing benefit, in Papendrecht, and a mortgage rate of 3.9%.

Assumptions
3.9
1
Property tax (OZB), water board charges, insurance, maintenance and the owners' association (VvE).
3
What the deposit and purchase costs could earn if invested instead.
7
Transfer tax (2% on a home you live in, none for most first-time buyers under 35), notary, valuation and mortgage advice, paid once.

Renting costs less each month than owning.

Rent a month
€974
Owning a month, not recovered
€1,620
Interest
€1,132
Running costs
€323
Return given up
€165
Cash out a month, if buying
€1,966

Gross rental yield in Papendrecht

A year's rent as a share of the average sale price, for each year CBS published it. Higher means rent is dear compared with buying.

Show the numbers
PeriodPapendrecht
20243.1%
20233.0%
20222.7%
20213.1%
20203.2%
20193.5%
20183.7%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are what households renting from private landlords paid on average, after housing benefit, for new and long-standing tenancies alike (CBS); a new tenant usually pays more, so the yield reads low. Social housing, rented from housing associations, is left out, and a municipality with too few private tenants takes the Netherlands' figure.

Other reports for Papendrecht

At the average sale price, a home costs €387,172. With 10% down and a 30-year mortgage, the payment is €1,652 a month. The Netherlands sets no single cap on the payment: each year the law fixes how much of their income a household may spend on the mortgage, by income and interest rate.

Payment, two incomes
18%
Payment, one income
36%

54.7% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
90
Per 1,000 residents
2.8

Sale prices have fallen by 3% or more 2 times since 1995. The deepest began in 2008.

Deepest fall
−12.0%
Recovery from the low
60 months

In 2025 the population fell by 32 while 114 homes were finished.

Homes finished, 2025
114
Population change, 2025
−32

3.8% of the 14,670 homes registered on 1 January 2026 had nobody living in them.

Empty, 2026
3.8%
Empty homes
560

In 2024, 100% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2024
100%