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Meierijstad · report

Affordability in Meierijstad

At the average sale price, a home costs €529,884. With 10% down and a 30-year mortgage, the payment is €2,260 a month. The Netherlands sets no single cap on the payment: each year the law fixes how much of their income a household may spend on the mortgage, by income and interest rate.

Payment, two incomes
24%
Payment, one income
49%

Try your own numbers

Starting from the average sale price of €529,884 in Meierijstad, the median disposable income of a household, €55,700 a year (2025, Meierijstad), and a mortgage rate of 3.9% (August 2026).

Assumptions
CBS's median is a whole household's income, couples included: one income is the median household, so two incomes is generous.
3.9

The payment takes 24% of disposable income. The Netherlands sets no single limit on it.

Home price
€529,884
Monthly payment
€2,249
Share of net income
24%

The mortgage payment as a share of income, year by year

The average home with 10% down over 30 years, at each year's average price and rate, against that year's median household income and against twice it.

  • Two median incomes
  • One median income
Show the numbers
PeriodTwo median incomesOne median income
202522.8%45.6%
202423.3%46.6%
202321.8%43.5%
202219.2%38.4%
202116.5%33.0%
202015.8%31.6%
201916.0%32.1%
201815.5%31.0%
201715.1%30.2%

Netherlands against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • Netherlands
  • EU
Show the numbers
YearNetherlandsEU
20256.5%7.7%
20246.9%8.2%
20239.3%8.8%
202210.0%8.7%
20218.3%8.7%
20208.3%7.8%
20199.9%9.4%
20189.4%9.6%
20179.4%10.1%
201610.7%10.9%
201514.9%11.2%
201415.4%11.5%
201315.7%11.6%
201214.4%11.5%
201114.5%10.6%
201014.0%10.0%
Share of people whoNetherlandsEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is CBS's median disposable income of private households: the whole household's income after taxes, social contributions and benefits, students living away from home left out. It is published about a year late, so today's price is set against the latest year. The Netherlands sets no single limit on the payment as a share of income: each year the law fixes how much of their gross income a household may spend on the mortgage, by income and interest rate, from the Nibud's tables, and a loan may not exceed the home's value. CBS's prices are plain averages of the homes sold, so they move with the mix of homes.

Other reports for Meierijstad

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is what private tenants pay on average, after housing benefit. Repaying the loan is saving, so it is left out.

Rent per month
€838
Owning per month
€2,233

404.6% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
2,544
Per 1,000 residents
30.0

In 2025 the population grew by 527 while 445 homes were finished: 1.2 new residents for every new home.

New residents per new home, 2025
1.2
Population change, 2025
+527

3.2% of the 37,170 homes registered on 1 January 2026 had nobody living in them.

Empty, 2026
3.2%
Empty homes
1,200

In 2024, 18% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2024
18%