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Montreuil-sur-Mer · report

Buy or rent in Montreuil-sur-Mer

Renting a 90 m² apartment costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,123
Owning per month
€1,235

Try your own numbers

Starting from the median sale price of apartments, €3,750/m², and the asking rent of an apartment, €12.5/m² a month with charges (2025), in Montreuil-sur-Mer, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Renting costs less each month than owning.

Rent a month
€1,123
Owning a month, not recovered
€1,235
Interest
€810
Running costs
€281
Return given up
€143
Cash out a month, if buying
€1,595

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Montreuil-sur-Mer

At the median sale price, a 90 m² home costs €200,610. With 10% down and a 30-year mortgage, the payment is €781 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
19%
Payment, one income
39%

Figures for Pas-de-Calais: Montreuil-sur-Mer has no reliable figures of its own.

11.4% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
6,067

In 2022 the population grew by 10 while 9 homes were started: 1.1 new residents for every new home.

New residents per new home, 2022
1.1
Population change, 2022
+10

14.5% of the 1,342 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
14.5%
Empty homes
194

In 2024, 89% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2024
89%