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Les Mathes · report

Buy or rent in Les Mathes

Renting a 90 m² apartment costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,230
Owning per month
€1,435

Try your own numbers

Starting from the median sale price of apartments, €4,357/m², and the asking rent of an apartment, €13.7/m² a month with charges (2025), in Les Mathes, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Renting costs less each month than owning.

Rent a month
€1,230
Owning a month, not recovered
€1,435
Interest
€941
Running costs
€327
Return given up
€167
Cash out a month, if buying
€1,853

Gross rental yield in Les Mathes

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodLes Mathes
20253.8%
20243.6%
20233.9%
20223.3%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Les Mathes

At the median sale price, a 90 m² home costs €393,930. With 10% down and a 30-year mortgage, the payment is €1,533 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
33%
Payment, one income
66%

Figures for Charente-Maritime: Les Mathes has no reliable figures of its own.

19.5% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
4,797

In 2022 the population fell by 4 while 63 homes were started.

Homes started, 2022
63
Population change, 2022
−4

0.2% of the 5,250 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
0.2%
Empty homes
13

In 2025, 16% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
16%