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Les Lilas · report

Affordability in Les Lilas

At the median sale price, a 90 m² home costs €602,640. With 10% down and a 30-year mortgage, the payment is €2,346 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
50%
Payment, one income
100%

Try your own numbers

Starting from the median sale price of €6,696/m² in Les Lilas, a median standard of living of €28,150 a year (disposable income per consumption unit, 2023, Les Lilas) and a mortgage rate of 3.2% (August 2026).

Assumptions
90
INSEE's median is per consumption unit: one income is a single adult's, and a couple counts as 1.5 units, so two incomes is generous for a couple.
3.2

The payment takes 50% of income, above the HCSF's 35% limit.

Home price
€602,640
Monthly payment
€2,346
Share of net income
50%
Highest price within 35%
€421,891

France against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • France
  • EU
Show the numbers
YearFranceEU
20256.4%7.7%
20247.0%8.2%
20236.5%8.8%
20226.5%8.7%
20205.6%7.8%
20195.5%9.4%
20184.7%9.6%
20175.0%10.1%
20165.2%10.9%
20155.7%11.2%
20145.1%11.5%
20135.2%11.6%
20125.2%11.5%
20115.2%10.6%
20105.1%10.0%
Share of people whoFranceEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is INSEE's median standard of living: a household's disposable income after taxes and benefits, divided by its consumption units, so one income is a single adult's. It is published about two years late, so today's price is set against the latest year. The HCSF caps the payment, insurance included, at 35% of income for most new loans, and banks may lend less.

Other reports for Les Lilas

Owning and renting a 90 m² apartment cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€2,246
Owning per month
€2,166

Figures for Seine-Saint-Denis: Les Lilas has no reliable figures of its own.

10.1% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
11,995

In 2022 the population grew by 581 while 2 homes were started: 290.5 new residents for every new home.

New residents per new home, 2022
290.5
Population change, 2022
+581

6.9% of the 11,969 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
6.9%
Empty homes
821

In 2025, 50% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
50%