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Les Garennes sur Loire · report

Affordability in Les Garennes sur Loire

At the median sale price, a 90 m² home costs €237,690. With 10% down and a 30-year mortgage, the payment is €925 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
17%
Payment, one income
35%

Try your own numbers

Starting from the median sale price of €2,641/m² in Les Garennes sur Loire, a median standard of living of €31,910 a year (disposable income per consumption unit, 2023, Les Garennes sur Loire) and a mortgage rate of 3.2% (August 2026).

Assumptions
90
INSEE's median is per consumption unit: one income is a single adult's, and a couple counts as 1.5 units, so two incomes is generous for a couple.
3.2

The payment takes 17% of income, within the HCSF's 35% limit.

Home price
€237,690
Monthly payment
€925
Share of net income
17%
Highest price within 35%
€478,243

France against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • France
  • EU
Show the numbers
YearFranceEU
20256.4%7.7%
20247.0%8.2%
20236.5%8.8%
20226.5%8.7%
20205.6%7.8%
20195.5%9.4%
20184.7%9.6%
20175.0%10.1%
20165.2%10.9%
20155.7%11.2%
20145.1%11.5%
20135.2%11.6%
20125.2%11.5%
20115.2%10.6%
20105.1%10.0%
Share of people whoFranceEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is INSEE's median standard of living: a household's disposable income after taxes and benefits, divided by its consumption units, so one income is a single adult's. It is published about two years late, so today's price is set against the latest year. The HCSF caps the payment, insurance included, at 35% of income for most new loans, and banks may lend less.

Other reports for Les Garennes sur Loire

Figures for Maine-et-Loire: Les Garennes sur Loire has no reliable figures of its own.

5.5% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
4,852

In 2022 the population fell by 7 while 57 homes were started.

Homes started, 2022
57
Population change, 2022
−7

5.0% of the 2,101 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
5.0%
Empty homes
104

In 2025, 14% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
14%

Public bodies signed €249.7K of housing works here in 2025, and €249.7K since 2024.

Signed in 2025
€249.7K
Per resident, 2025
€54