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Le Port-Marly · report

Affordability in Le Port-Marly

At the median sale price, a 90 m² home costs €410,490. With 10% down and a 30-year mortgage, the payment is €1,598 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
32%
Payment, one income
63%

Try your own numbers

Starting from the median sale price of €4,561/m² in Le Port-Marly, a median standard of living of €30,270 a year (disposable income per consumption unit, 2023, Le Port-Marly) and a mortgage rate of 3.2% (August 2026).

Assumptions
90
INSEE's median is per consumption unit: one income is a single adult's, and a couple counts as 1.5 units, so two incomes is generous for a couple.
3.2

The payment takes 32% of income, within the HCSF's 35% limit.

Home price
€410,490
Monthly payment
€1,598
Share of net income
32%
Highest price within 35%
€453,664

France against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • France
  • EU
Show the numbers
YearFranceEU
20256.4%7.7%
20247.0%8.2%
20236.5%8.8%
20226.5%8.7%
20205.6%7.8%
20195.5%9.4%
20184.7%9.6%
20175.0%10.1%
20165.2%10.9%
20155.7%11.2%
20145.1%11.5%
20135.2%11.6%
20125.2%11.5%
20115.2%10.6%
20105.1%10.0%
Share of people whoFranceEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is INSEE's median standard of living: a household's disposable income after taxes and benefits, divided by its consumption units, so one income is a single adult's. It is published about two years late, so today's price is set against the latest year. The HCSF caps the payment, insurance included, at 35% of income for most new loans, and banks may lend less.

Other reports for Le Port-Marly

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,817
Owning per month
€1,494

Figures for Yvelines: Le Port-Marly has no reliable figures of its own.

12.7% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
7,492

4.6% of the 2,807 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
4.6%
Empty homes
129

In 2023, 80% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2023
80%