Imofolio

Le Croisic · report

Buy or rent in Le Croisic

Renting a 90 m² apartment costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,232
Owning per month
€1,389

Try your own numbers

Starting from the median sale price of apartments, €4,218/m², and the asking rent of an apartment, €13.7/m² a month with charges (2025), in Le Croisic, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Renting costs less each month than owning.

Rent a month
€1,232
Owning a month, not recovered
€1,389
Interest
€911
Running costs
€316
Return given up
€161
Cash out a month, if buying
€1,794

Gross rental yield in Le Croisic

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodLe Croisic
20254.1%
20243.5%
20233.5%
20223.3%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Le Croisic

At the median sale price, a 90 m² home costs €381,330. With 10% down and a 30-year mortgage, the payment is €1,484 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
31%
Payment, one income
62%

Figures for Loire-Atlantique: Le Croisic has no reliable figures of its own.

13.1% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
10,457

In 2022 the population fell by 25 while 28 homes were started.

Homes started, 2022
28
Population change, 2022
−25

2.4% of the 5,474 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
2.4%
Empty homes
134

In 2025, 71% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
71%