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La Richardais · report

Buy or rent in La Richardais

Renting a 90 m² apartment costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,135
Owning per month
€1,366

Try your own numbers

Starting from the median sale price of apartments, €4,150/m², and the asking rent of an apartment, €12.6/m² a month with charges (2025), in La Richardais, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Renting costs less each month than owning.

Rent a month
€1,135
Owning a month, not recovered
€1,366
Interest
€896
Running costs
€311
Return given up
€159
Cash out a month, if buying
€1,765

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for La Richardais

At the median sale price, a 90 m² home costs €315,630. With 10% down and a 30-year mortgage, the payment is €1,228 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
26%
Payment, one income
52%

Figures for Ille-et-Vilaine: La Richardais has no reliable figures of its own.

17.6% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
12,128

In 2022 the population grew by 40 while 18 homes were started: 2.2 new residents for every new home.

New residents per new home, 2022
2.2
Population change, 2022
+40

6.0% of the 1,698 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
6.0%
Empty homes
102

In 2025, 10% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
10%