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Générac (30) · report

Buy or rent in Générac (30)

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,187
Owning per month
€787

Try your own numbers

Starting from the median sale price of apartments, €2,389/m², and the asking rent of an apartment, €13.2/m² a month with charges (2025), in Générac (30), and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning costs less each month than renting.

Rent a month
€1,187
Owning a month, not recovered
€787
Interest
€516
Running costs
€179
Return given up
€91
Cash out a month, if buying
€1,016

Gross rental yield in Générac (30)

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodGénérac (30)
20256.6%
20226.7%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Générac (30)

At the median sale price, a 90 m² home costs €236,610. With 10% down and a 30-year mortgage, the payment is €921 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
21%
Payment, one income
42%

Figures for Gard: Générac (30) has no reliable figures of its own.

32.2% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
3,291

In 2022 the population grew by 7 while 2 homes were started: 3.5 new residents for every new home.

New residents per new home, 2022
3.5
Population change, 2022
+7

7.6% of the 1,991 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
7.6%
Empty homes
151

In 2025, 25% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
25%