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Comines · report

Buy or rent in Comines

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,171
Owning per month
€783

Try your own numbers

Starting from the median sale price of apartments, €2,378/m², and the asking rent of an apartment, €13.0/m² a month with charges (2025), in Comines, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning costs less each month than renting.

Rent a month
€1,171
Owning a month, not recovered
€783
Interest
€514
Running costs
€178
Return given up
€91
Cash out a month, if buying
€1,011

Gross rental yield in Comines

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodComines
20256.5%
20246.7%
20235.7%
20225.3%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Comines

At the median sale price, a 90 m² home costs €209,160. With 10% down and a 30-year mortgage, the payment is €814 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
19%
Payment, one income
39%

Figures for Nord: Comines has no reliable figures of its own.

10.9% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
12,139

In 2022 the population grew by 82 while 7 homes were started: 11.7 new residents for every new home.

New residents per new home, 2022
11.7
Population change, 2022
+82

5.0% of the 5,571 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
5.0%
Empty homes
281

In 2025, 92% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
92%