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Charenton-le-Pont · report

Buy or rent in Charenton-le-Pont

Owning and renting a 90 m² apartment cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€2,448
Owning per month
€2,475

Try your own numbers

Starting from the median sale price of apartments, €7,517/m², and the asking rent of an apartment, €27.2/m² a month with charges (2025), in Charenton-le-Pont, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning and renting cost about the same each month.

Rent a month
€2,448
Owning a month, not recovered
€2,475
Interest
€1,624
Running costs
€564
Return given up
€288
Cash out a month, if buying
€3,197

Gross rental yield in Charenton-le-Pont

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodCharenton-le-Pont
20254.4%
20244.2%
20233.8%
20223.4%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Charenton-le-Pont

At the median sale price, a 90 m² home costs €682,380. With 10% down and a 30-year mortgage, the payment is €2,656 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
47%
Payment, one income
93%

Figures for Val-de-Marne: Charenton-le-Pont has no reliable figures of its own.

9.9% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
12,010

In 2022 the population grew by 74 while 19 homes were started: 3.9 new residents for every new home.

New residents per new home, 2022
3.9
Population change, 2022
+74

8.4% of the 15,985 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
8.4%
Empty homes
1,345

In 2024, 4% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2024
4%